Four Things Seniors Need to Know About Dental Coverage
By Dr. John Yamamoto, Dental Director of Clinical Innovations, Humana
There are far more benefits to healthy teeth and gums than a bright smile. In fact, your oral health greatly impacts your overall health, and that’s especially true for seniors.
Gum disease affects over two-thirds of adults aged 65 years and older, according to the Centers for Disease Control and Prevention, and bacteria and inflammation associated with poor gum health and tooth decay raises the risk of developing heart disease and pneumonia, as well as other serious health conditions. Additionally, losing teeth can lead to difficulty eating and nutritional deficiencies.
Despite the importance of good oral health, dental care often falls by the wayside. According to the Healthy Aging Poll, one in five older adults delayed getting dental care or went without it in the past two years, with cost and lack of dental coverage being major factors.
Although dental coverage is a highly desired supplement for seniors, Original Medicare does not cover routine dental care and procedures. However, many Medicare Advantage plans do. During this year’s Annual Election Period, which began Oct. 15 and runs through Dec. 7, people eligible for Medicare should consider the following when comparing dental benefits available on Medicare Advantage plans:
• Will the Plan Meet Your Dental Needs? Carefully review the dental services covered under the plan to ensure they cover the care and procedures you may need in the coming year based on the state of your oral health. If possible, get a dental check-up to learn what your dentist anticipates will be the level of care you’ll require.
• Is Your Dentist a Network Provider? Even if the plan allows you to receive care from any dentist, it may cost you less to use those within the plan’s network of providers. Check to see if your dentist is on the list of the plan’s network providers; if not, look to see if there are other dentists in your area who are in network.
• Are Visits Limited? Some plans limit the number of dental visits covered while others allow you to make as many visits as needed until you reach the maximum dollar amount your plan will pay. Not having limits on the frequency of visits will allow you more flexibility to get the services you need, when you need them.
• Can You Get Care Outside Your State? It’s especially important for those who travel often or are snowbirds spending part of the year in another state to make sure that their dental coverage will cross state lines. For example, Humana’s Medicare Advantage plans offer members in-network care inside and outside of their home state.
When choosing a Medicare plan, make dental coverage a high priority. Good dental care doesn’t just benefit your teeth, it can improve your health and quality of life.
Visit www.Medicare.gov or call 1-800-MEDICARE (TTY: 1-877-486-2048) 24 hours a day, seven days a week. You can learn about Humana Medicare Advantage plans by going to www.Humana.com/Medicare or calling 1-888-372-2614 (TTY: 711) from 8 a.m. to 8 p.m. local time, seven days a week, to speak with a licensed sales agent.
Humana is a Medicare Advantage HMO, HMO SNP, PPO, PPO SNP AND PFFS organization with a Medicare contract. Enrollment in any Humana plan depends on contract renewal.
-
- As the holiday season approaches, the revival of in-person events, celebrations, and activities leaves many excited, yet overwhelmed, but the right holiday helpers can make this busy season pleasant. Finding products that can serve double (or triple) duty is the key to success by saving time, money, and energy. One kitchen staple that may surprise you with its versatility is citric acid powder.
- Underage drinking levels are at historic lows, and one way to continue this trend is to prevent teens’ access to alcohol. The We Don’t Serve Teens campaign, first developed in 2006, is a community-level collaboration of alcohol suppliers, retailers and distributors working with parents and prevention groups to curb underage drinking.
- Financial inflation, whether you have experienced it before or this is your first time, can seem frightening, and the rapid rise in prices of gas, groceries and consumer goods in the past year threatens to throw off the
- Over the last decade, America has been fortunate to avoid major conflict overseas. However, thousands of American military troops are currently deployed around the world, on active-duty service in more than 100 countries. These troops, though not in the public eye, perform missions that are critical to protecting our way of life and making the world a safer place.
-
“The Music We Make”
“Death March Escape – Author Pays Tribute to Dad, 25,000 Prisoners”
“The Ghosts of Lewis Manor”
“Mrs. Rabbit’s Friendsgiving Dinner”
- “Over the river and through the woods, to Tim Mulligan’s house we go.” That’s what it will feel like this Thanksgiving for families that tap into the self-taught home cook’s 10 mouth-watering Thanksgiving recipes.
"My goal is to pull from my long-curated treasure chest of recipes, and share the best of the bunch, for each meal period -- making your life easier and eliminating your having to wade through cookbooks and websites when you are in a bind,” says Mulligan.
-
“The Midnight Call”
“Pandemonium: Live to All Devices”
“Grady Whill and the Templeton Codex”
“Breaking Arrows”
- Want an easy way to add fresh vegetables and herbs to your diet? Indoor hydroponic grower systems are a great way to eat more healthfully. The advanced technology in today’s systems makes it simple and satisfying to grow a garden at home even if you don’t have a green thumb—you don’t even need a yard.
- This holiday season, the U.S. Marine Corps Reserve Toys for Tots Program celebrates its 75th year of delivering hope and joy to children in need across the Nation. U.S. Marines and volunteers will conduct more than 830 local toy collection and distribution campaigns in all 50 states, Washington, D.C., Puerto Rico, Guam, and U.S. Virgin Islands. In honor of the anniversary, Toys for Tots will highlight our extraordinary Reserve Marines, past and present, and show how the generosity from communities across the Nation has enabled Toys for Tots to support more than 281 million children in need.