(NewsUSA) - There’s a new generation running the show in the Kidverse: Generation Alpha. Defined as those born between 2010 and 2024, this new group of kiddos succeeding Generation Z is more diverse than any other generation, far more technologically savvy at a younger age and only know a world where social media is at the center of everything -- thus making social media stars THE celebrities they care about.     

Enter Alaya High, the hip-hop prodigy professionally known as That Girl Lay Lay. At age 15, she’s gone from being a social media sensation with 1.3 million Instagram followers to currently starring in her own namesake TV show on Nickelodeon and boasting her own line of consumer products sold at big box retailers across the country.       

In fact, you could say Lay Lay’s rise is a content creator’s dream come true. When she was 11, the Houston, Texas, native convinced her father, Acie High of the rap duo Aqualeo, to record her freestyling while they were driving -- she’d been rapping since age 5 -- and upload the clips to social media. Two weeks later, her performances had gone so viral on Instagram that even 50 Cent was reposting them, and she was on her way to becoming the youngest female rap artist to sign with Empire Records.       

“I was at my friend’s house,” she’s recalled of that time. “We went outside to go play. I came back, and I looked at my phone, and I was like, ‘Why does my phone say 3,000 notifications?’ I was like, Girl, I’m famous!’”     

Soon after, Lay Lay was rapping in music videos with the hugely popular likes of Young Dolph, Tr33zy and Lil Duval. And when Nickelodeon came calling last year to greenlight a show around her … well, let’s just say she was more than game, given that she considers herself a Nick Kid and counts “SpongeBob SquarePants” and “The Loud House” as her all-time favorite shows.       

“That Girl Lay Lay,” which recently kicked off its second season after having shattered records last fall and ranking as one of the top two series across all TV among Black kids age six to 11, continues to be a buddy comedy that speaks to a new generation of kids.       

The show follows a personal affirmation app (named Lay Lay, naturally) who is magically wished to life by a smart, real-life girl named Sadie (Gabrielle Nevaeh Green) who has trouble speaking up for herself. Together they learn they can accomplish pretty much anything -- including getting Sadie to successfully run for her high school’s freshman class presidency -- so long as they work as a team.         

And with even more music and magic this year from everyone’s favorite personal affirmation app sprung to life, the premise really seems to have struck a chord: Last month “That Girl Lay Lay” ranked as the top live-action show with kids on cable TV.       

Better yet, executive producer Will Packer is excited by the real world impact the series can have on kids. “At any point in life, kids all around the world are faced with natural insecurity,” he said. “This is a series that can help them be confident in themselves and encourage them to be their own individuals.”     

And Lay Lay’s own effect?  She’s been called “the embodiment of fierceness, bringing optimism, magnetism and style to everything she does.” Meaning, young girls, especially Black girls, have a positive new role model they can look up to.

(NewsUSA) - For Julie Lycksell, a wife, a mother and retired operating room nurse from Long Island, NY, Feb. 6, 1998, is a date she will never forget. On that day, only two days after her actual birthday, Julie celebrates her “re-birthday” -- marking the day she nearly died from sudden cardiac arrest (SCA).     

Luckily, when Julie experienced SCA and lost consciousness at a local restaurant, she benefited from having the right people with the right equipment help her at just the right time. From the doctor and nurse dining near Julie who performed CPR, to the police officer who used an automated external defibrillator (AED) to shock her heart back into rhythm, Julie is here today because of their quick action. At the hospital, doctors inserted an implantable cardioverter defibrillator (ICD) in her chest to prevent future life-threatening heart events. ICDs have given Julie the gift of more than 20 extra years of life following that fateful episode.     

Julie’s story sounds remarkable because it is. If not treated immediately, SCA can be fatal. Approximately 95% of people who experience an out-of-hospital cardiac arrest event and are not treated by defibrillation within 10 minutes will die.

What Is Sudden Cardiac Arrest?     

SCA is a condition in which the heart suddenly and unexpectedly stops beating. Unlike other heart conditions, SCA can impact people off all ages, races and ethnicities, and often with no warning -- in fact, 1,000 people each day experience SCA. Different from a heart attack, SCA is an electrical issue that stops the heart, leading to lack of blood flow to the body. Cardiac arrest remains a public health crisis, claiming more lives than breast cancer, AIDS and lung cancer combined.

Who is at Risk?     

People who have had a heart attack, heart failure or a low ejection fraction, or people who previously experienced SCA or come from a family with a history of heart disease are at higher risk. If a family member experiences any of these events, it’s important to talk to a doctor about potential risk. In Julie’s case, several family members received an ICD to ensure their hearts beat properly and protect them should an abnormal heart rhythm strike.     

Julie’s career as an OR nurse gave her a forum to offer firsthand advice about the lifesaving benefits of ICDs and the reassurance they can bring: “This is your insurance policy for your heart -- it offers added protection … you are safer with this.”

How Does an ICD Work?     

An ICD is a small device, the size of a pocket watch, placed under the skin below the collarbone, requiring a two-to-four-inch incision, with leads (thin wires) to monitor your heart rhythm 24 hours a day and deliver therapy if needed. Its battery lasts nearly a decade, as seen in Julie’s case. If the heart beats irregularly, the device sends low-energy electrical pulses to correct it. If the fast rate continues, the defibrillator will deliver a shock to restore the heart to a normal rate.     

If you have experienced or are at risk for abnormal heart rhythms (arrhythmias) called ventricular tachycardia/ventricular fibrillation, you may be eligible for an ICD.     

If you or a loved one have questions regarding ICDs or other implanted heart devices, visit Medtronic.com/SuddenCardiacArrest. 

(NewsUSA) - ­­­­

“Rich Widows of Savannah Valley”
by Mitzi Perdue       

A whimsical, moving tale about Savannah Valley, the country’s most exclusive retirement community for the uber-rich. Set outside Savannah, Georgia, this fictional community is filled with mansions, Rolls Royce Phantoms and ladies who lunch. Four rich widows -- Glenda, Edith, Darcy and Sharon -- are looking forward to their golden years with everything taken care of. Then the amenities they have paid for begin disappearing.  

The activities become tiresome, the tee times are always taken, and the late dinners are no longer allowed. All of a sudden, it feels as if their wonderful retirement is little more than a cheap motel.   These women knew when they were being handed a load of bull. Laugh-out-loud hilarious, these women are not ready to give up anything they worked so hard for.

Purchase at https://amzn.to/3De2iWL.

“I’ll Remember You”
by Deborah Packer  

“I’ll Remember You,” based on a true family tale and originally written as a screenplay, is set on the turbulent home-front America of 1943 amidst the anti-Semitism and racism of the time. It’s a love story about a young Jewish couple’s conflicted, hasty war-time courtship and marriage, a relationship plagued with doubt, misunderstanding and childhood trauma, that threaten any hope of a future together.  

An idealistic, fiercely proud small-town girl falls for a complex, enigmatic soldier from Brooklyn with horrific memories as a child in WWI Poland. Their romance, told from both perspectives, struggles through the turmoil of their hurried vows up to the moment the soldier leaves on a troop ship for England, convinced he will not survive the war. An epilogue is set in 1994.

Purchase at https://amzn.to/3PtAPmj.

“Jasper the Wonder Dog”
by Richard Halliday  

This poignant tale packs twelve years of love and adventure into 52 pages, giving us a glimpse into the deep connection between Jasper and his family. While the story is bittersweet, it reassures fellow dog owners that we’re not alone when it comes to feelings of loss and remembrance.  

Ultimately, “Jasper the Wonder Dog” is far more than a children’s book about loss. It encompasses not just Jasper’s passing, but also the happiness and love that he received, thanks to his family. As much as the Hallidays brought love into Jasper’s life, Jasper gave it back to them tenfold. This book serves as a memorial to this incredible soul that touched their lives -- a true wonder dog. Beautifully written in first person with Jasper as our narrator.

Purchase at https://amzn.to/3vYeHta.

“Aha! So That’s What Bitcoin Is!”
by Uncle Crypto  

This book is a step-by-step guide to cryptocurrency in pictures and plain language, helping readers understand the basic concepts before even beginning to tackle what it means to invest.  

The author believes that Bitcoin has the potential to change our lives as much as or more than the invention of the automobile, computers or the Internet. Once readers understand what Bitcoin is and what it can do, they will have a clearer picture of the future we are heading toward.   Education should be easy and fun. Forty-seven illustrations make the journey enjoyable, and readers will find that going from one simple idea to the next will get them to their “AHA!” destination.

Purchase at https://amzn.to/3T8Oja4.

NOTE: BookTrib’s Bites is presented by Booktrib.com.

(NewsUSA) - Many Native American children living on remote Reservations in the United States are growing up in unimaginable poverty, and their struggles are magnified by current skyrocketing prices for gas and food. Unemployment on Reservations is high, and jobs for many parents are scarce. Multigenerational families often share small houses, many of which lack phones, running water and sometimes even electricity. When families are struggling to pay for the necessities, there is no budget for Christmas presents. That’s where Marine Toys for Tots stands ready to assist children living on remote Reservations -- and that’s where you can help, too.     

The generosity of the American public has allowed Marine Toys for Tots to deliver hope and gifts to Native American children on more than 77 Reservations. In 2021 alone, the Marine Toys for Tots Foundation, with your support, purchased $2.2 million in toys, books, and other gifts to bring smiles to the faces of children living on remote Reservations in 13 states across the country.     

“With your help, we can help bring joy and hope to even more Native American children this holiday season,” says Lieutenant General Jim Laster, USMC (Retired), President & CEO of the Marine Toys for Tots Foundation.       

This season marks the 42nd year of the Toys for Tots Native American Program, and what better time to introduce one of Toys for Tots’ Youth Ambassadors, Jaylene Bluesky Tosee, a 14-year-old from the Kiowa Tribe of Oklahoma. Jaylene is a proud member of the Comanche Nation with Kiowa lineage, and honors both tribal affiliations by participating in various tribal events.     

A graduate of the Kiowa Tribe Head Start Program, Jaylene actively volunteers in cultural and community activities, including reading to children in classrooms and helping with holiday events for Head Start children and families.     

Jaylene does all of this while maintaining a 3.0 GPA in her academic studies and contributing to the community as the Comanche Nation Jr. Princess, a member of the Future Farmers of America and manager for the Elgin High School and Jr. High football team.     

The Toys for Tots Native American Program has provided new toys, books and games to children living on Reservations for the last four decades. With the generous support of our faithful donors, and the dedication of our Youth Ambassador, Jaylene, Marine Toys for Tots wants to ensure that “Santa” visits children living on Reservations this Christmas -- and your support will help us meet the growing need again this year. A new toy, game, or book that you help provide can be a bright spot for children who are enduring devastating poverty.     

Please visit our donation page to support the Toys for Tots Native American Program: https://www.toysfortots.org/donate/native_american_program.aspx. Be sure to follow Marine Toys for Tots on our social media platforms to see the impact that your support has on Native American children across the Nation.  

(Cole's) - It’s an age-old question -- to feed or not to feed birds in fall and winter.  Some people believe that feeding wild birds can cause more harm than good, like preventing timely migrations, or causing birds to depend on feeders rather than foraging food. The truth is these are myths and feeding birds is beneficial to their well-being. Birds migrate regardless of seed in feeders. It’s estimated that wild birds only get 25 percent of food from feeders, the rest is naturally sourced, so full feeders don’t keep birds from migrating. Instead, several triggers urge birds to migrate: like changes in nesting locations as trees lose leaves, less natural foods, insect decline, winds, temperature drop and day length. As days grow shorter, many birds get internally restless and head south, taking advantage of plentiful natural foods, and stocked feeders to fuel their flight.     

During cold weather, resident birds that don’t migrate, need extra calories to stay warm as they burn energy keeping body temperatures up when temperatures drop. As natural resources decline, resident birds expend much energy searching for food. Providing supplemental food at feeders helps keep birds’ caloric-intake high, supporting them during bouts of brutally cold weather.     

In wintry weather, birds can use up to 75 percent of their fat stores per night. Studies show birds with regular access to feeders are healthier, have better feather growth, disease resistance and more successful reproduction. The right bird feed and feeders attract a wide variety of resident and migrating birds to backyards.     

Birding expert, Elaine Cole, owner of Cole’s Wild Bird Products, Co., offers timely advice on continuing to feed birds throughout cold weather and keeping birds safe and healthy.     

“Not all bird feed is created equal. Cole’s takes exceptional care to select only the top 1 to 2 percent of the highest-quality seeds birds like, with no filler seed ever used. Our ‘Harvest Fresh Lock’ packaging protects nutritional content and doesn’t allow seed to spoil or dry out like other bird feed. No dangerous pesticides, chemicals or mineral oils are ever used, keeping seed safe and as close to natural as possible.     

For cold weather, I suggest black oil sunflower, white proso millet, cracked corn, niger seed, raw peanuts and suet cakes or kibbles to ensure the nutritional benefits of feeders. Offering top-quality feed means less waste and an increase in birds at feeders”, says Cole.     

“Providing a variety of feed and feeder types increases the diversity of avian visitors. A tube feeder is a ‘must-have,’ these all-purpose feeders keep seed dry and accommodate a wide variety of birds feeding from multiple ports. Specialty wire-mesh tube feeders, designed for birds that cling, can easily dispense tiny, oil-rich niger seeds, protein-packed dried mealworms and other specialty feed.     

For an easy-to-use, one-size-fits-most feeder, select a bowl style with a protective dome that can be raised and lowered to thwart large birds and squirrels while protecting seed from inclement weather.  Easy to hang and fill, bowl feeders accommodate any seed, nuts, suet and even chopped fruit.     

Invest in larger feeders which hold more seed, like the ‘Tubezilla.’ Frigid weather makes energy conservation critical; birds can’t afford to waste time waiting for food if feeders are empty. Large capacity feeders decrease the frequency of empty feeders, while increasing the number of bird visits. And they’ll save you some frigid trips outside to refill feeders,” says Cole.

More Tips:     

• It’s always essential to clean out residue before adding fresh seed. Because some feeders can be difficult to scrub, this step is too often ignored. Cole’s tube feeders have a built in “quick-clean” feature; a removable base that with one push of a button, provides easy access to the inside, making cleaning -- a vital step in preventing disease -- a breeze!     

• It’s difficult to find essential, unfrozen water in winter. The fix? A birdbath with an electric heater that’s continuously full and clean.     

• Allow leaves to remain under trees and shrubbery which attract birds with shelter, insects, and fallen seeds.     

• Protect birds from cats or hawks by hanging feeders in sheltered spots.     

• Providing shelter is as simple as stacking branches and brush. Also, instead of dragging Christmas trees to the curb, put them in a corner of the backyard, for protection from wind and predators.     

To learn more: Visit Cole’s  

(NewsUSA) -  

“The Color of Ice”
by Barbara Linn Probst       

This is the breathtaking story of a woman’s awakening to passion, beauty and the redemptive power of unconditional love.  

Freelance photographer Cathryn McAllister travels to Iceland for a shoot with an enigmatic artist who wants to capture the country’s iconic blue icebergs in glass. Widowed young, Cathryn has raised two children while achieving professional success. If the price of that efficiency has been the dimming of her fire, she hasn’t let herself think about it. Until now.  

Cathryn abandons a planned vacation itinerary to remain with Mack, the glassblower, who awakens a hunger for all the things she’s told herself she doesn’t need anymore: Passion. Vulnerability. Risk. When her path seems clear, she’s faced with a shocking discovery -- and a devastating choice.

Purchase at https://amzn.to/3EkdRtD.

“The New Empire”
by Alison McBain   Fire. Blood. His brother’s hand smashing his face to the ground.    

These are Jiangxi’s final memories of Beijing from 1751. A bloody coup against the Dragon Throne thrusts the emperor’s youngest son into a forced voyage across the China Seas. When his ship arrives on the shores of a California that never was, Jiangxi is among thousands sold into slavery. Shackled to a tribal confederacy, Jiangxi’s journey becomes inextricably linked to the whims of Onas, the powerful Elder who controls his freedom and his fate.  

When Jiangxi gets caught up in a battle to liberate the slaves, he has to choose how much he’ll risk for the ones he loves. His choice will change the future of the two most powerful nations in the world.

Purchase at https://amzn.to/3sXQhOY.

“Civil Terror: Gridlock”
by J. Luke Bennecke  

A thought-provoking thriller for fans of Dan Brown, Lee Child, and John Grisham about artificial intelligence and the self-driving revolution. You’ll be forced to consider how you’d react if you were cornered and trapped in a terrifying, life-threatening situation.  

Fed up with slogging through the treacherous LA traffic to get to work, Jake Bendel and a cunning team of experts create a roadway system for self-driving cars -- preventing thousands of traffic deaths. People finally feel safe in their cars. But should they?  

A Syrian terrorist group weaponizes the system and devises a scheme to kill more Americans in one day than the 407,000-plus U.S. soldiers killed in World War II. Then the group plants evidence that convinces the public Jake is the architect behind the heinous terrorist attack.

Purchase at https://amzn.to/3zF9gly.

“Rough Justice”
by Burt Weissbourd  

Callie and Cash are back, and their world is about to explode. Callie and Cash are eating a late dinner upstairs at her restaurant, “The Bronze Pig.” It’s been a year since they saved her ex-husband’s life and subsequently had to take on unexpected, lethal adversaries. During that process, they discover they care deeply, romantically, for one another.  

So imagine their surprise when they get an unexpected, half-Algerian female guest, 25-year-old Sara, showing up at the restaurant and insisting on telling them her shocking, unbelievable story. Someone is trying to kill her, and they’ve stolen her identity. She needs their help now, and she has a stunning, life-changing secret to tell.  

Yet, again, Cash and Callie assemble their unconventional ragtag family to save Sara and, ultimately, their own lives.

Purchase at https://amzn.to/3erI15G.

NOTE: BookTrib’s Bites is presented by Booktrib.com.

(NewsUSA) - America’s homeowners can expect to shell out more cold cash to keep warm this winter as they face the highest home heating costs in more than a decade -- making optimal energy efficiency more essential than ever.       

Here are the financially frostbiting facts: The average cost of home heating is expected to increase by 17.2% since last winter from $1,025 to $1,202, according to the National Energy Assistance Directors Association (NEADA). Those who heat with natural gas will confront the largest spike, with their cost predicted to soar 34.3% over last year. Conversely, homeowners who use electric heat are forecasted to see the lowest increase at 6.9%.     

The good news is that families can prevent a utility bill blitz by following a few simple tips. With home heating and cooling accounting for nearly half of home energy use, small steps can go a long way.     

• Ease Into Electric:  According to Columbia University’s Earth Institute, electric systems are a solution to decarbonize home climate control. Among the most energy-efficient heating and cooling products, electricity-powered ductless mini-split systems, offered by companies including Fujitsu General America, can save as much as 25% on your energy bill. Plus, they are effective with temperatures as low as -15⁰F. Mini-splits use thin copper tubing to pump refrigerant from an outdoor compressor directly into an indoor air-handling unit, where the air is quietly distributed to the interior space.     

• Get “Smart” About Climate Control: When it comes to smart home temperature control, there are Smart HVAC Systems and Smart Thermostats. Smart HVAC systems have built-in Internet capability and can be controlled directly without additional equipment. Smart Home Thermostats create “smart” systems by enabling remote temperature control via a mobile or Internet-connected device or voice-operated home automation system.     

• Voice Your Preference: Take control of your comfort. Most HVAC manufacturers offer apps that enable systems to be controlled from anywhere using a mobile device. Voice-control capability uses digital assistants, such as Amazon Alexa or Google Home, to verbally dictate home temperatures. Easily controlling the temperature more closely allows homeowners to be more comfortable and improve energy savings.     

• Find Your Efficient Comfort Zone: Many of us live in homes designed for bigger families, but have yet to downsize. If you find yourself using a fraction of your home on a regular basis, consider upgrading to a zoned ducted, or ductless, system. This will allow you to save energy by not heating and cooling spaces where you and your family don’t spend a lot of time. With the need for less cooling and the gain from a more efficient system in the spaces you do still use, you can multiply your savings.     

• Try Low-Tech Fixes: Simple changes can have a big impact. Take advantage of the sun’s energy to heat your home by opening your south-facing curtains at sunrise to make best use of “passive solar gain.” Denser, cooler air stays closer to the ground, and warmer air rises. Force it downward with a low-speed fan. Another change you can make is to insulate and fill the gaps. Warmed air leaking out around poorly sealed window frames, power sockets, recessed light fittings, and other gaps is a big source of heat loss in homes. Additionally, thick curtains help to insulate glass at windows.     

If you’re looking to freeze out these record-breaking bills, a ductless heating and cooling system is definitely a worthwhile investment. Many Fujitsu systems with the Energy Star rating are more than twice as efficient as the minimum standard set by the government.     

To learn more or find a contractor near you, call 888-888-3424 or visit www.constantcomfort.com.

(NewsUSA) -  

“Room-By-Room Setups That Cater to Cattitude”
by Tanya Smith       

Organizing the home can be difficult, especially when you’re being watched or judged by one or more cats. With this book, you can learn to use various features of the home to provide fun setups for your cat family. If you're a cat parent looking for ways to add safety and entertainment for indoor cats while adding convenience for humans, this book is for you.  

Providing picture-filled illustrations, this book shows how you can: learn ways to add comfort, safety and entertainment features for indoor cats; organize rooms in a cat-friendly manner; create window setups that can work for both mellow and energetic cats; make it easy for cats to sit in comfort as they stare at the neighbors; and more.

Purchase at https://amzn.to/3z06RjA.

“Summer of No Rain”
by Laura Hunter  

“In this YA novel,” writes Kirkus, “a multiracial girl finds herself the subject of strange medical experiments in rural Alabama. It’s the summer of 1968. Heat and drought have dried out the fields around Hyssop, where 12-year-old Margaret Ann Odom lives with her Black Cherokee mother, M’dear.”  

“The medicine causes Margaret Ann to feel depressed, but the truth is even darker than she can imagine. The majority of the book is narrated by Margaret Ann, and Hunter gives her a poet’s eye for the world around her ... the novel is based on a true story, one that many readers likely have never heard of, and Hunter tells it in a way that highlights the horrors.”

Purchase at https://amzn.to/3v4YqlW.

“Curse of The Eagle”
by Michael E. Nathanson  

A work of “faction,” combining elements of history, a suspense thriller and modern-day reality.  

The Council of Practitioners of Jihad sounds the call for an unprecedented meeting. They have not officially met since the group’s formation 30 years earlier. Ultimately a unified, unstoppable military confrontation is planned.  

FBI agents Gerry Bolton and Jan Hanson track down clues to the murders of several high-profile government officials that share too many common details. FBI Special Agent Aziz Malawi probes into the underworld of terrorist activities in America. He is drawn by chance into a very dark world and plunges into the workings of a large-scale terrorist operation in America. His FBI team must give him enough leash to get the job done, yet extract him before he becomes another victim.

Purchase at https://amzn.to/3aXmNLi.

“The Trouble with Miracles, Book 3”
by Stephen Steele  

The ancient secret of fusion energy is rediscovered in this breathless thriller and third book in the series, about the magic and mystery of the Easter Island statues.   Cyd and Alex return to Montana to settle down. Robert, a close friend working in Chile, turns up missing after recent earthquakes trigger strange lights coming from a volcano. Cyd and Alex go looking for him, and a harrowing adventure uncovers a civilization of ancient aliens who possess the secret to fusion energy, the same energy that powers the sun. An object is found in a lost city that explains the technology, but it is unreadable.  

Meanwhile, a journal from a sunken 18th-century Spanish galleon reveals something hidden on an island off Chile’s coast that can translate the alien object.

Purchase at https://amzn.to/3B9lALf.

NOTE: BookTrib’s Bites is presented by Booktrib.com.

(NewsUSA) - Giving Tuesday, a day dedicated to giving back, occurs on the Tuesday after Thanksgiving, but charitable giving is a year-round endeavor. With some smart financial planning, you can support the causes that mean the most to you.     

You don’t have to break your budget to make a difference, says Scott Ward, a CERTIFIED FINANCIAL PLANNERTM professional. A recent survey by Lending Tree showed that 56% of Americans gave to a charity of some kind in 2021, and nearly 92% of those who gave to charity included charitable deductions on their tax returns.     

Keep these ideas in mind to help support your favorite causes while staying within your budget.     

• Give time. If you are on a tight budget, volunteer your time to a local charity. “If your volunteer service requires you to drive your own car, keep tabs on your mileage; you may have an opportunity to deduct it on your tax return,” Ward says.     

• Consider securities. Stock shares that have appreciated for more than a year can be donated outright to charity with a variety of benefits. “Both you and the charity may be able to avoid capital-gains taxes because you didn’t sell the shares, and you can deduct the fair market value of the asset on your next tax return,” Ward adds.     

• Donate non-cash items. You can deduct donations of non-cash items, such as clothing and furniture, as long as the items are in good condition. Ask for a receipt to document the donation. The IRS guide, Publication 561, can help you determine the value of your donations.     

• Maximize giving opportunities. Some companies offer matching contributions to charitable organizations. Also, if you are age 72 and older, you must take a required minimum distribution (RMD) from your IRA, even if you are still working. If you were going to make a charitable donation anyway, consider a qualified charitable distribution (QCD). “The QCD option allows you to make a gift directly from your IRA to the eligible charity of up to $100,000 a year,” Ward says. This option allows you to increase your charitable donation, satisfy the RMD and reduce your taxable income, he says.     

• Set a schedule. If you want to take a tax deduction in one year (typically used for gifts in excess of the standard deduction limit) and donate to charity over time, consider a donor-advised fund. You can donate a variety of gifts to a donor-advised fund, including cash donations, investment securities and cryptocurrencies.     

Visit www.LetsMakeAPlan.org for more information about how giving can be part of your budget.

(NewsUSA) - When Los Angeles's wide receiver, Allen Robinson, takes the field on Sunday, October 16, he will be running for more than yards and points -- he’ll be helping Maaco celebrate its 50th anniversary in golden style.     

In Maaco’s Gameday Giveaway, fans of North America’s no. 1 body shop can watch the team’s no. 1 Allen Robinson to win prizes when they see his Maaco 50th anniversary golden-yellow cleats in action.     

“I’m thrilled to have the opportunity to represent such an iconic brand,” says Robinson.     

“From spending time with the team and learning the Maaco way, I was blown away by their persistence and dedication to getting the job done. This has been something I have embodied as an athlete, and I am honored to get to help celebrate their 50th anniversary.”     

Fans can visit MaacoGamedayGiveaway.com and enter to win from Tuesday, October 11 through 11:59 PM EST on Sunday, October 16. To enter, fans will need to submit their name, email address, state of residence and they can add a photo of Allen Robinson for their valid entry. No purchase required. In addition, entrants can view the prize details and official contest rules on the website.   

 “At Maaco, we’re known for adding a colorful splash, focusing on the goal line, executing with our team and celebrating our victories,” says Daryl Hurst, chief operating officer of Maaco.     

“We’re ready to cheer on Allen Robinson and see him run for the end zone in his Maaco 50th anniversary cleats.”     

Whether you are looking to fix up a vehicle that has dings and dents like a defensive lineman after a tough game or go on the offensive and restore your vehicle with a fresh paint job, Maaco offers high-quality, reliable painting and repair service across the U.S. and Canada.     

For information and store locations, visit Maaco.com.