Humaneyes Technologies, an innovator in camera technology, has developed a consumer-friendly, dual camera that combines 360-degree photography with immersive 3D Virtual Reality (VR), all in one simple-to-use solution that costs about the same as a decent DSLR camera.

"360-degree pictures and video continue to change how we use cameras to capture the world around us," says media expert Jim Malcolm of Humaneyes Technologies, "and the global adoption of VR headsets, combined with 3D cameras is providing even more ways to create virtual content and virtual memories."

"We've done it with the best; from documenting Mako sharks with The Discovery Channel, to weightless experiences in the International Space Station, floating more than 250 miles above the horizon." Says Malcolm, "we're now excited to watch, firsthand, as consumers create their own immersive personal stories." The Vuze XR flips easily from a 360-degree camera to a VR180 camera and shoots both virtual video and photos.

Whether recording or live streaming, users can create and share virtual experiences at the moment, and then save them to revisit next week or next decade. Special features of the VUZE include built-in image stabilization, filters, and a VR editing suite. Plus, it doesn't get more portable.

"Everything can be viewed, controlled and edited, right from your phone, so that you can shoot, create and share virtual videos at a moment's notice," says Malcolm.

But not everything needs to be virtual; therefore, the VUZE also functions as a 5.7K and 4K up to 60fps 2D camera for capturing high-resolution videos and 18-megapixel pictures to fill out your photo album.

So think ahead to the holidays and the way the latest in VR technology can help make unforgettable memories and connect far-flung family and friends. The VUZE camera also features live streaming and social sharing features for platforms, including Facebook and YouTube, so that you can bring your social media audience into the scene with you.

For more information on the VUZE XR camera and how to create your own virtual experiences and memories, visit humaneyes.com.

Most away-from-home coffee options have major drawbacks. Hotel room coffee makers are convenient and cheap, but the coffee they brew means a major compromise on taste. Local cafes often offer good coffee, but the cost of all those to-go cups can really add up. Existing travel coffee presses offer a way to brew while on the go, but they typically brew slowly and therefore brew a bitter and very acidic cup.

Travelers benefit from being able to brew delicious coffee quickly and easily wherever they are. Luckily there is a perfect way to do just that. The AeroPress Go travel coffee press brews up to three cups of delicious hot or cold brew coffee that is richer, smoother, and lower in acidity than coffee brewed by other travel presses. Simply add ground coffee and water, stir briskly, press, and enjoy a cup of hot or cold brew coffee in just a minute or two.

The AeroPress Go travels self- contained in its own mug with a lid, making it easy to fit in a suitcase, in a desk, with camping gear, in an RV or in a backpack. It is compact, lightweight, and durable, making it easy to transport. And it cleans up in just a few seconds with a quick rinse.

The AeroPress Go's ability to make cold brew coffee is a big additional advantage because it can be used where there is no access to hot water. Wherever you go, there is almost always a source of water, but often no way to heat it. Use the AeroPress Go to join the hot new trend of drinking coffee that's an amazingly smooth, rich cold brew. With the AeroPress Go, it's easy to brew a cup of cold brew using unheated water in about two minutes.

Visit https://aeropress.com/ for more information about how to brew great coffee on the road.

* Are my doctors in network? Use online tools to confirm which doctors and hospitals are in a plan's network. A licensed health insurance agent can also help you see if a specific doctor or hospital is in a plan's network and taking new patients, and can determine what's in network if you're a seasonal resident.

* Are my prescription drugs covered? Although Original Medicare does not cover most prescription drugs, many Medicare Advantage plans include prescription drug coverage, or you can sign up for a Part D Prescription Drug Plan separately. A licensed sales agent can look up the medications you would like covered and help you estimate what the cost of each drug would be on a plan.

* What new, innovative benefits are available? Beyond vision, hearing and dental coverage, if you aim to become healthier, look for fitness program benefits as many Medicare Advantage plans offer a gym membership. If you travel or appreciate technology, virtual doctor visits are helpful when you can't see a doctor right away. Most Medicare Advantage plans now offer transportation to doctor appointments and the gym, when a fitness center membership is offered as a plan benefit.

* What if I'm still working? If you or your spouse have health insurance from an employer, you may be able to delay enrolling in Medicare until the employment or the coverage stops. At that point, you would be entitled to a special enrollment period of up to eight months to sign up for Medicare without incurring any late penalties. Talk with your employer to find out how your coverage works with Medicare.

While the clock is ticking until the Dec. 7 Medicare annual enrollment deadline, remember that you're not alone.

Take advantage of resources including licensed sales agents and websites such as medicare.gov and www.humana.com/medicare. You can also call 1-800-MEDICARE (1-800-633-4227) (or TTY: 1-877-486-2048) 24 hours a day, seven days a week, or call Humana at 1-800-213-5286 (TTY: 711) 8 a.m. to 8 p.m. local time seven days a week.

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According to Fidelity Investments' 2020 New Year Financial Resolutions Study, 82 percent of respondents said they're in a similar or better financial position than last year. Perhaps surprisingly, most credited their success to their own good habits - saving more (47 percent) and budgeting (29 percent) - rather than their investment gains (18 percent) from a stock market that made one high after another. Less than 25 percent put it down to having been able to work more hours in a strong economy.

And, as the study makes clear, they want to keep the momentum going.

Of the 67 percent considering making a financial resolution, "saving more" and "paying down debt" topped the list, respectively, at 53 percent and 51 percent.

"Living a debt-free life was the biggest motivator for them," said Melissa Ridolfi, Fidelity's vice president of retirement and college products.

Heck, given the choice between the classic New Year's resolution of losing five pounds or socking away $5,000, a resounding 84 percent in the national survey of 3,012 adults opted for savings.

But you want to know some of the biggest and smallest mistakes or setbacks they fessed up to, right? See if you can relate to any of these:

* Dining out too much (36 percent).

* Spending too much on non-essentials like unused apps, streaming media services, and subscription retail boxes (29 percent).

* Taking on debt or adding to existing debt (28 percent).

*Splurging on something they couldn't really afford (28 percent).

* Unexpected medical expenses (24 percent).

* Failing to save as much for retirement as they should (18 percent).

So with all the interest in getting a grip on debt, who seems to be faring the best at it?

Boomers, the study found, with 29 percent crediting being better off financially at year's end to having refinanced, paid off, or reduced debts or loans. Generation X, the next oldest, trailed at 21 percent, followed by 19 percent of millennials, and just 6 percent of Generation Z.

"Boomers are getting the message that the closer they get to retirement, the more essential it becomes to get their debt under control to make the most out of retirement savings," Ridolfi said.

Certainly there's no law that says you have to make a New Year's resolution - financial or otherwise - but even a huge chunk of those surveyed who weren't contemplating explicitly doing so still said they were planning on, say, building up emergency funds. As for what you might call the "traditionalists" out there? Fidelity has some tried-and-true tips that can help ensure your financial vows don't wind up being among the 80 percent of all resolutions that U.S. News says, alas, fail by the second week of February.

The firm also has an impressive, free online "Moments" tool designed to help you plan for lifestyle changes or react to a myriad of curveballs - i.e., the unexpected medical expenses cited as a big setback in the study - that life throws at you. And accessing the Fidelity Retirement Score gives you a quick look at where you stand with your savings.

Oh, and here's one last thing to see if you can relate to: Seventy-eight percent of those surveyed predicted they'd be even better off financially in 2020.

Identifying these so-called "social determinants of health" helps doctors determine the root causes of their patients' medical conditions and is critical to improving whole-person health. The Physicians Foundation found that nearly 90 percent of doctors have patients whose health is affected by these key factors.1

Below are some examples to illustrate how social factors can affect you and your health:

* Loneliness and social isolation. More than a quarter of the U.S. population live alone. Loneliness and social isolation are associated with increased mortality and poor health outcomes. Identifying individuals at risk for these factors allows doctors to recommend prevention and care strategies to improve their patients' health.

* Food insecurity. The U.S. Department of Agriculture defines food insecurity as a lack of consistent access to enough food for a healthy life. According to Feeding America, food insecurity exists in every state in the United States. Seniors face challenges that put them at risk of food insecurity, such as being on a fixed income and having to choose between buying food or medicine, or struggling to obtain food without reliable transportation.

* Transportation Barriers. A lack of transportation affects an individual's health and well-being - from accessing health care services and healthy food options to maintaining social connections. Lack of transportation is the leading cause of patient no-shows for medical appointments, and missed appointments are associated with increased medical care costs and increased emergency room visits.2

But many Medicare Advantage plans, provided by private health insurers such as Humana, offer their members health and wellness benefits, programs and services to help address social determinants, with rides to medical appointments, meal benefits, social interaction and screening for food insecurity.

Humana is working to address social determinants of health through its Bold Goal, by working with Humana care teams, physicians, nonprofit organizations, and business and government leaders to identify, screen and refer members to community resources and long-term support.

The Bold Goal is a population health strategy to help improve the health of the communities we serve by 20 percent by 2020 and beyond.

For more information, visit populationhealth.humana.com.

1 https://physiciansfoundation.org/wp-content/uploads/2018/09/physicians-survey-results-final-2018.pdf

2 http://www.aha.org/transportation  

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His view is supported by a National Intelligence Estimate, multiple Government Accountability Office (GAO) reports and testimony, and the recently released new Global Health Security Index by the Johns Hopkins Center for Health Security.

After more than a decade of study, Dr. Hatfill and his team have published a comprehensive book, "Three Seconds Until Midnight" which revisits the challenges of the 1918 pandemic and highlights the limitations of the current U.S. public health system while offering some possible solutions. With an introduction written by the famous virus-hunter C.J. Peters, MD, the book also delves into the causes and problems caused by the continuing emergence of new human infectious diseases previously unknown to science.

"The overwhelming majority of Americans assume that the CDC and public health authorities will rapidly detect a new outbreak of a lethal infectious disease and quickly respond with a vaccine, drugs, and other measures to contain the event. In reality, none of this is guaranteed," Dr. Hatfill emphasizes.

The latest Department of Health and Human Services (DHHS) documents show that in a 1918-type pandemic Influenza event, a minimum of 123 to 125 million Americans will not receive any anti-viral drugs or vaccine until after the peak period of infections and deaths. As these individuals watch some of their neighbors, co-workers, or family members become ill and some die around them, all there will be is government advice to frequently wash their hands, cough or sneeze into their sleeve, and if sick, to stay home from work.

In the book, Dr. Hatfill and his team point out how the U.S. has an insufficient public health workforce and lacks the "surge" medical capacity needed for a lethal pandemic situation and that no programs are currently in place to train volunteers on how to safely work in an infectious disease environment.

To decrease hospital overcrowding during a 1918-type pandemic, the DHHS will advise communities to set up Neighborhood Emergency Help Centers to triage which patients can be nursed at home. Yet most adults are uninformed on how to care for ill family members if they contract a contagious and possibly lethal infection, and entire households will become ill, Dr. Hatfill says. Historically, the poor, socially disadvantaged urban communities will have the highest infection, hospitalization, and death rates.

The major problems in pandemic preparedness occur with the local city authorities who are largely unprepared to manage an outbreak of a serious lethal infectious disease on a 1918-type scale. This includes developing methods to manage essential worker absenteeism, pre-planning alternate care sites, gross rapid expansion of mortuary capabilities and teaching non-pharmaceutical interventions to the public.

"There are worse viruses in nature than another 1918-type influenza strain. These viruses are simply waiting for the right conditions to adapt and jump species into man," says Dr. Hatfill. "We are the only large mammal to have ever achieved such a high-density global population level and we have no precedent to indicate if we are nearing a threshold or not." As a consequence, we are all participating in a huge on-going biological experiment."

His book outlines the urgent need for a universal flu vaccine and more effective antiviral drugs. It also describes a disaster train concept for improved military support to disadvantaged communities acting in a disaster response mode, similar to the role played by the Armed Forces after Hurricane Katrina in 2005.

"Three Seconds Until Midnight" is available for purchase online via Amazon or Kindle.

For more information, visit www.threesecondsuntilmidnight.com.

On one hand, school choice recognizes that children are different by nature; they have varying personalities, strengths, and ways of learning. Children's natural differences are one reason we need a variety of schools. While a one-size-fits-all education can't meet the diverse needs of every single child, school choice can allow parents to look for the school best tailored to their child's unique needs.

School choice also recognizes that the learning environment itself can impact a child's success and happiness. Maybe, as an adult, you've felt the difference between a workplace environment that challenges, supports, and stimulates you, and one that drains you and stunts your growth. Kids spend nearly as much time at school as adults spend at a job, and that environment has a profound impact.

Some children are easily inspired by the sheer discovery involved in math, science, and reading. Others find the subjects lackluster on their own and aren't inspired until their life is touched by the example of a fantastic teacher or the uniqueness of a hands-on learning experience.

Every child is different. Moms and dads are experts on their children's needs, interests, and uniqueness - and moms and dads are best qualified to determine the learning environments that will inspire their daughters and sons.

Parents, it's not too soon to think about where your child will thrive in the 2020-2021 school year. If your school works well for your child, share that success with others this National School Choice Week (Jan 26-Feb 1). It might encourage a parent who is struggling to find the right fit for his or her child. If you're interested in switching schools, start researching your options right away at schoolchoiceweek.com.

The more we encourage diverse, innovative learning environments and support families in finding the best fit, the more our children will be inspired to succeed and be happy.

Andrew Campanella is president of National School Choice Week and the author of The School Choice Roadmap: 7 Steps to Finding the Right School for Your Child.

Detecting symptoms of Alzheimer's disease as early as possible can be critical to provide appropriate care and avoid potentially dangerous situations. And family and friends can play a vital role in recognizing and calling attention to these changes in behavior, especially for older adults who live alone.

While celebrating with loved ones this holiday season, Home Instead Senior Care encourages everyone to become more familiar with the symptoms of Alzheimer's, to be more aware so that critical warning signs are not overlooked.

Although many are aware that Alzheimer's disease affects a person's memory, there are several other lesser-known indicators that commonly go unnoticed such as notable changes in mood or personality, difficulty completing familiar tasks, trouble pronouncing words or writing, and increased anxiety.

Lakelyn Hogan, Home Instead Senior Care gerontologist and caregiver advocate, says, "People get wrapped up in the holidays and can miss important signs that a family member needs help - and doesn't even know it." She asks families to be mindful of the following signs that a loved one is struggling:

* Disruption of daily life. Is your loved one easily confused by changes to his or her routine? Are they beginning to forget everyday tasks, such as taking medication, feeding a pet or paying bills?

* Unusual behaviors. Have you noticed they seem unusually agitated or upset? Does it seem like his or her personality has shifted? Do they seem depressed or down?

* Disengaged with family. Is your loved one having a hard time remembering names of familiar family members? Does it look as if his or her mind is going blank during conversations? Are they having trouble keeping up with topics of discussion?

* Impairments in mobility and judgement. Do they seem afraid or unsure when using stairs? Do they hesitate before taking steps or going down ramps? A decline in cognitive ability can also affect the senses, impairing depth perception and hearing.

* Loss of words. Does it seem they are forgetting words for everyday objects, such as toothbrushes, spoons or cups? Are they slow to form sentences or respond to questions?

"It's important that we walk alongside our love ones in the aging process to ensure they are living safe and healthy lives," explains Hogan. "This holiday season, consider the signs that may indicate early-onset or developed Alzheimer's disease and talk to your senior relative or their caregiver about ways to accommodate their symptoms."

For additional tips and resources on spotting the signs of Alzheimer's, go to www.HelpforAlzheimersFamilies.com or, contact your local Home Instead Senior Care office or www.homeinstead.com.

The Bay Gardens Resorts properties are ideally situated to take advantage of the best restaurants, activities, and events that the community of St. Lucia has to offer. For example, the month of October featured the Saint Lucia Arts & Heritage Festival, and included music, theater, lectures, art exhibitions, and street parties, all conveniently located in nearby Rodney Bay Village for easy access by Bay Gardens guests who booked its Creole Heritage Special.

The feeling of community at Bay Gardens Resorts is mirrored in the resort's local ownership, which conveys a different vibe than a large, international chain resort.

Throughout its 25-year existence, the award-winning resort chain has been dedicated to sustainably developing its St. Lucian society. Participating in the St. Lucia Hotel and Tourism Association's Virtual Agricultural Clearing House (VACH) and its farm-to- table approach when designing menus have fostered better linkages with local farmers.

As a Green Globe Gold Member, environmental responsibility plays a vital role in business affairs conducted by the brand. Additionally, the company invests in the growth of its local economies as most of the staff and management are local, highly expert and experienced in fielding questions, planning events, and providing customer service for everyone from business travelers to wedding parties to families with small children.

The Bay Gardens Resorts family of properties has something for every taste.

Bay Gardens Beach Resort and Spa, for instance, offers an all-inclusive experience that caters to those seeking plenty of sand and surf, as well as spa indulgence. Guests staying seven nights or more who opt for this option not only get the best value with access to the Rodney Bay Dine Around Program and an opportunity to dine at affiliated restaurants, but also significantly assist in contributing to the community.

The resort also includes a business center, wedding gazebo, and on-site water park.

By contrast, the Bay Gardens Hotel and Bay Gardens Inn provide luxury and pampering in intimate, boutique-style settings.

"Cherishing a long tradition of unmatched Caribbean hospitality, our hotel in Rodney Bay, St. Lucia, has built a reputation on friendly service, stylish accommodations, and unforgettable scenery," according to the website for the Bay Gardens Hotel, and this combination of service, style, and scenery applies to the other properties.

A new addition to the Bay Gardens family is Bay Gardens Marina Haven, a 35-room space located within a botanical garden adjacent to the Rodney Bay Marina.

Want to be right on the water? Consider the Waters Edge Villas, a pair of private villas with luxury amenities and marina views.

Both the Waters Edge and Marina Haven provide complimentary shuttle service to the other Bay Resorts properties, so guests can take full advantage of the larger community of Rodney Bay, with its nightlife, shops, and restaurants.

Visit baygardensresorts.com for more information.

1. The Chair 

Finding the perfect task chair is an important first step when creating a healthy comfortable workspace. Jonathan Puleio, a certified ergonomist and Global VP of Consulting for Humanscale, is focused on the correlation between a person's comfort while working and their overall experience. He suggests that a comfortable ergonomic chair can lead to an increase in alertness as well as an increase in blood flow, benefitting a person's well-being. Puleio further suggests looking for a chair that automatically adjusts to the sitter, so they don't need to fumble with confusing knobs and levers to be comfortable as they change tasks and positions throughout the day. One chair Puleio recommends is Humanscale's Liberty chair which, like all Humanscale chairs, offers a self-adjusting weight-sensitive recline with a pivoting backrest that provides lumbar support for all sitting positions. 

2. The Desk 

Ergonomists now know that it's important for people to be able to move freely throughout the day in order to be healthy, comfortable and focused at work. A good sit/stand desk should be simple, intuitive and easy to use, so if a person needs to stand or sit while working, the process of raising or lowering the desk is seamless. Humanscale's Float table, for example, has an integrated counterbalance mechanism that accommodates varying weight loads, so raising or lowering the desk is as quick and easy as sitting or standing and doesn't interrupt the workflow. 

3. The Lighting 

With the rise of backlit screens and open floor plans, task lighting, as a supplement to natural or overhead lighting, is necessary for an optimal work experience. "To avoid ocular discomfort that can negatively impact one's performance as well as their overall health and well-being, it's important to find proper task lighting that casts a wide footprint, is glare-free and offers a single shadow, and that is smooth and easy to adjust as needs shift throughout the day," says Puleio. The adjustments a task light should be able to perform include both manual positioning and brightness levels.

Humanscale's Horizon 2.0 is one task light that meets these needs. It reduces eye strain and improves overall comfort by providing glare-free light that intuitively adjusts for a range of activities, from reading documents to writing emails, and everything in between. 

4. The Monitor Arm 

Though often overlooked, monitor arms promote a clutter-free workspace and support a healthier, more ergonomic working posture, making it a must-have for the ideal desk setup. Many professionals tend to lean in toward their computer monitor in order to see it better. Monitor arms enable them to pull the monitor closer so they can sit in a healthy posture, with their back against the back of the task chair, and still see the work on their screen. 

5. The Keyboard Tray 

A keyboard tray is another vital tool that helps achieve an ergonomic workspace. This tool brings the keyboard and mouse closer and encourages professionals to sit in a healthy, neutral posture without leaning forward. A well-designed keyboard tray offers protection from carpal tunnel syndrome, neck and back pain and other musculoskeletal issues. Other ergonomic tools, including Humanscale's NeatTech, NeatUp and NeatLink, help to keep the desktop clear of cables and clutter.

With each of these tools working in harmony to provide ergonomic support and comfort, anyone can have a "perfect" workstation.