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How a CFP® Professional Can Help You Navigate Interest Rates

(NewsUSA) - Interest rates have soared dramatically, raising the cost of buying anything on credit. For example, over the past two years, mortgage rates have more than doubled, adding hundreds or thousands of dollars to monthly payments. At the same time, high interest rates offer new opportunities for earning an attractive return on savings. With rates expected to stay high, now is the time to consult a CERTIFIED FINANCIAL PLANNER professional who can help you find ways to earn more interest while paying less.

The Basics: What Are Interest Rates?

Nobody lends money without wanting all of the principal back — and more. The “more” is the interest rate you pay. It’s the price of money, and it can add up quickly. For example, if you have $10,000 in credit card debt and you take five years to pay it off with a 20% interest rate, you’ll pay $5,896 in interest. On the other hand, if you paid off the credit card with a five-year, 10% personal loan, you’d pay only $2,748 in interest — a savings of $3,148. That’s just one strategy among many that a CFP® professional can customize to your particular financial situation.

Earn More Interest With These Three Letters: APY

The annual percentage yield (APY) is used to compare the rates paid on savings accounts and some checking accounts. Look at the APY number, not the interest rate number. Two banks may have the same posted interest rate but pay different amounts of interest. Here’s how: Bank No. 1 pays interest everyday on your principal and the interest you earned previously. That’s called daily compound interest. Bank No. 2 compounds interest only monthly. The financial institution that pays compound interest daily will have a higher APY.  

Is your money sitting in a bank earning an interest rate of one-tenth of 1%? Many people are making that mistake. Would you like to earn far more interest? A CFP® professional can help you review options.

Make Smart Money Moves With a CFP® Professional

Some interest payments are tax deductible while others are not. A CFP® professional can figure out whether it makes sense to shift some of your borrowings to the tax-deductible category and save you money.

The Impact of Interest Rates on Investing

High interest rates affect stocks, bonds, real estate and other investment markets, and some investments are more resilient than others in high-interest rate environments. That is where the insights of your CFP® professional can improve your portfolio’s performance.

Whether you want to pay less interest or earn more, a CFP® professional can guide you to better outcomes during a time of high interest rates. Find your CFP® professional today.

 

 

BookTrib’s Bites: Four Fascinating Fall Reads

(NewsUSA) - Deena UndoneDeena Undone by Debra Every

A terrifying nightmare sets off a series of attacks on Deena Bartlett's five senses, and her eighty-year-old Aunt Agatha is responsible. But the old woman is not alone. She's made a monstrous bargain with the Sensu, a malevolent entity whose stock in trade is attacking a person's five senses, one by one. It has promised Agatha health in return for the killing of her niece.

Deena has remained loyal to her bitter aunt for years. But Agatha is dying and her insults will soon end... until a string of inexplicable incidents. A sound so piercing Deena's nose bleeds. A smell so vile her breathing suffocates. And after each attack her aunt's health improves. With mounting dread, Deena discovers her aunt’s bargain, and when the Sensu thrusts her into its terrifying realm, she must battle not only the power of her aunt's long-held secrets but her own guilt. Purchase at https://bit.ly/3THZfMX.

The Burning YearsThe Burning Years: Until This Last Quartet: Book 1 by Felicity Harley

In this first book in a series, it’s the year, 2060. Sophie, a top female scientist, dismantles the government weather modification program and steals the male and female trans-humans who hold the promise of extended life.

While the remaining inhabitants of Earth are forced to design new underground habitats in order to survive a harsh, overheated world, Captain Rachel Chen, takes the worldship Persephone to Proxima Centauri, hoping that this new star system will provide a refuge for the survivors of the human race.

One Amazon reviewer calls the book “captivating and fast-paced, covering important issues facing our planet through a very engaging story. The author provides a wealth of scientific information very creatively, easily weaving it in as part of the suspense and plot of this story.” Purchase at https://bit.ly/4cMA9Ev.

Don't Judge a BookDon’t Judge a Book by Its Cover by Sierra D. Luchien

A scared woman is afraid to live for herself because she’s caught up in the street life and issues with gangs, men, money and abuse. Little did she know she would change her life.

A social worker comes into the picture. She takes Sierra’s siblings out of school, and says she is going to help the family turn things around. But was it a deal with the devil?

That day caused a domino effect, leading to overall depression with underlining pain that was covered with material things and a false pretense. Nothing would stop Sierra not getting raped, stabbed, shot. But she was a runner that ultimately ran right into God as her savior. Purchase at https://bit.ly/4d7xlm1.

Building Wealth Through Rental PropertiesBuilding Wealth Through Rental Properties by Dr. Amit Sachdeo

In the ever-evolving landscape of investment opportunities, real estate stands out as a powerful wealth-building tool that has stood the test of time. If you are completely new to rental property investing, this book serves as a comprehensive roadmap to mastering the exciting world of real estate investing.

Packed with practical advice and actionable strategies, this handbook covers everything novice investors need to build a successful rental property portfolio from the ground up. Each chapter is crafted to empower readers with the knowledge, strategies, and confidence needed to unlock the wealth-building potential of real estate. Inside, readers will find the motivation to transform aspirations of wealth and prosperity into an abundant reality of financial freedom.

Key steps include: how to identify lucrative rental properties, optimal financing methods for investing in rental properties, tips for effective property management, real-life case studies, and more. Purchase at www.sachdeo.com/shop.

Stir Up a Berry Scary Halloween with Seagram’s Escapes

(NewsUSA) - As every adult knows, Halloween is not just for kids. Grown-ups may not be out ringing the neighbors’ doorbells, but that doesn’t mean they won’t be having fun.

When planning your adult Halloween party, don’t be afraid to get creative with food and drinks based on your theme. Dress up your hot dogs or pigs in a blanket as severed fingers, draw a spider web on your bowl of dip with sour cream for savory, whipped cream or chocolate for sweet. You can’t go wrong with ghost or pumpkin cookies, and the variations are endless.

For drinks, what’s a Halloween party without a punch bowl. Take your drinks up a notch by serving them in a cauldron. If you really want to freak your guests out, you could even buy a zombie hand that can hold the ladle for serving.

These boozy Halloween punch recipes are definitely a treat and not a trick. However, you can make your guests think twice by chilling the drinks with eyeball or skull ice cubes.

Did you know that dry ice emits a foggy substance when it mixed with a liquid? If you want your cauldron to steam, try adding some food-grade dry ice to the punch right before guests arrive. Since it’s cold, it’ll also work to keep the drinks chilled.

Finally, fill your cauldron (or glass) with Witch’s Berry Brew, made special with the distinctive flavor of Seagram Escapes Berry Mimosa.

- 3/4 cup Seagram’s Escapes Berry Mimosa

- 1 oz vodka

- 1/4 oz blue curacao

- Lime wedge

- 1/4 cup berries, plus more for garnish

The directions are frightfully simple. Combine Seagram’s Escapes Berry Mimosa, vodka, blue curacao and juice from the lime wedge to a mixing glass or pitcher and stir to combine.

Next, add 1/4 cup of berries to a 17-ounce wine glass. Fill the glass with crushed ice. Pour the cocktail mixture into the glass. If desired, garnish with berries.

Visit seagramescapes.com/seagrams-recipes for more ideas and information.

 

BookTrib’s Bites: Four Unforgettable Reads

(NewsUSA) - Sicilian AvengersSicilian Avengers (Books One and Two) by Luigi Natoli

A thrilling Sicilian saga about the legendary secret sect purported to be forerunners of the Mafia, translated into English for the first time in two volumes.

Emerging from the dark streets and subterranean caves of Palermo, the Beati Paoli, masked and hooded, mete out their own form of justice to counter the unfettered power and privilege wielded by the aristocracy. For the voiceless, weak, and oppressed, the Beati Paoli are defenders and heroes.

Reminiscent of a Dumas novel, this is a atmospheric fresco of early eighteenth-century Palermo. Blasco da Castiglione, a bold orphan adventurer, arrives on a quest to discover his origins and seek his destiny. But this D’Artagnan-esque hero gets caught in a murderous succession plot involving a powerful family.

In Book Two, the Beati Paoli’s unrelenting campaign to restore justice is compromised by an act of betrayal and a plot that threatens its very existence. Purchase at https://bit.ly/4aWh3KN.

The Time KeepersThe Time Keepers by Alyson Richman

An unforgettable novel that captures the power of longing, loss, and love, The Time Keepers transports us from 1979 suburban New York to war-torn Vietnam, revealing that sometimes the most unexpected friendships can save us.

Two women from different worlds, Grace and Anh, are indelibly changed when a runaway boy is found on a street in their small Long Island town. Brought together by the love of this child displaced by war, the women find friendship and healing from their own painful pasts when their lives intersect with a mysterious wounded Vietnam vet. The vet, Jack, works at a watch store that mends timepieces—and might even mend damaged souls. 

Richman interweaves the journeys of these diverse characters who will grip, fill, and break your heart—only to bring them together with the care and precision of an expert watchmaker, one piece at a time. Inspired by a true. Purchase at https://bit.ly/3KPAWZj.

Coat Check Girl FrontThe Coat Check Girl by Laura Buchwald

For fans of Louise Erdrich’s The Sentence and Ashley Poston’s The Dead Romantics, embark on a touching journey with Josie Gray as she navigates the turbulent waters of loss, love, and the supernatural.

After bidding farewell to her cherished grandmother, Josie Gray finds herself adrift in a sea of grief, compounded by the complexities of an ambiguous romantic entanglement and the return of her unsettling “gift”—the ability to communicate with spirits. A presence haunts the restaurant where she works, dredging up long-buried memories from her childhood.

But amidst the shadows, a luminous figure emerges—the restaurant’s new coat check girl. Mia is a beacon of understanding, offering solace in shared experiences and a determination to unravel the mystery shrouding the restless spirit. Mia keeps Josie afloat during one of her most difficult seasons, helping her to embrace her unique talents and confront the ghostly enigma looming over them. Purchase at https://bit.ly/3XiGBNt.

Book of the MonthBook of the Month by Jennifer Probst

She’s desperate for another bestseller… and she’ll go to any length to get it. Even if it means sacrificing her pride to chase the hottest bachelor in town and get him to break her heart.

Once the literary world’s golden girl, Aspen Lourde can’t seem to produce another successful book, and the pressure’s on to prove she’s not just a one-hit-wonder. But there’s a catch: her bestseller was a heartbreak hit, straight from her own love life disaster. Without any fresh romantic turmoil to fuel her pen, Aspen needs inspiration quick enough to create a book her agent can sell to her publisher.

Brick Babel is a romance novelist’s dream: He’s everything Aspen needs for a muse kickstart—gorgeous, moody, and notoriously unattainable.  Too bad a good heartbreak is exactly what she needs to meet her deadline.

But will Brick play the game? Purchase at https://bit.ly/4f4T5jO.

 

How the Inflation Reduction Act Can Pump Up Energy Savings This Winter and Year-round

(NewsUSA) - As Americans prepare to spend more cold cash to keep warm this winter, it’s more important than ever to learn how to leverage the benefits of The Inflation Reduction Act of 2022.

The Inflation Reduction Act of 2022 (IRA) is the largest ever climate investment in American history expected to reduce greenhouse gas (GHG) and cut home energy costs by incentivizing the adoption of highly efficient electric appliances – including heat pumps. In fact, the IRA specifically highlights the vital role of heat pumps to achieve its objectives.

A Heat Pump Primer

Heat pumps offer an energy-efficient alternative to furnaces and air conditioners for all climates and seasons.

The most common type of heat pump is the air source heat pump (ASHP) which provides optimally efficient heating and cooling by extracting heat from outside into your home in the winter and pulling the heat out of your home in the summer. Today's systems can reduce electricity use for heating by approximately 50% compared to units such as furnaces and baseboard heaters and is about one-half the cost of oil heat.

For homes without ducts, ASHPs are available in a ductless version called mini-split heat pumps. Mini-split systems, offered by companies including Fujitsu General, provide maximum energy efficiency, saving homeowners up to an additional 25% of utility bills by simply eliminating wasteful ducts. Duct losses can easily account for more than 30% of energy consumption.

Further, heat pumps are better for the environment because they don’t burn fossil fuels. In fact, even under conservative modeling assumptions, 98% of U.S. households would cut their carbon emissions by installing heat pumps today, according to Rewiring America.

Acting on The Inflation Reduction Act

The benefits boil down to two categories: Tax credits and rebates. Specifically, there’s the 25C Tax Credit and two rebates (coming soon) including the High Efficiency Electric Home Rebate Act (HEEHRA) and the Home Owner Managing Energy Savings (HOMES) Rebate Program.

  • Energy Efficient Home Improvement (25C) Tax Credit: 25C provides households a 30% tax credit for heat pumps capped at $2,000 per year. The credit resets each tax year, effectively becoming available again for additional projects. 25C also includes a 30% tax credit up to $600 for an electrical panel upgrade, but only if it’s upgraded in conjunction with another upgrade covered by 25C (like a heat pump).
     
  • High Efficiency Electric Home Rebate Act: The High Efficiency Electric Home Rebate Act provides point-of-sale consumer rebates to enable low- and moderate-income households to electrify their homes. For low-income households, the program covers 100% of heat pump costs up to $8,000. For moderate-income households, they cover 50% of costs up to $8,000. The rebates may be implemented differently in each state, so final amounts, eligibility, or timeline may vary.
     
  • Home Owner Managing Energy Savings Rebate Program: The Home Owner Managing Energy Savings Rebate Program will provide funding to State energy offices to develop and implement a rebate program for whole-house energy saving retrofits including certain HVAC equipment. Unlike the HEEHRA program, the HOMES rebates program is not income restricted but is rather performance-based with modeled or measured energy savings from energy efficiency upgrades.

With home heating and cooling accounting for nearly half of home energy use, don’t let rising utility bills leave you in the cold this winter. For more information about the IRA benefits, visit Rewiring America and www.constantcomfort.com to find a heat pump system that would suit your home’s needs.

 

 

 

Toys for Tots Provides Relief to Families Impacted by Hurricane Idalia

(NewsUSA) - Our Nation mourns for the communities of Northern Florida, where residents were so tragically affected by Hurricane Idalia. The Marine Toys for Tots Program recognizes that need extends far beyond the holiday season, and we stand ready to assist when hope and relief are needed most.

The families living in the counties of Taylor, Lafayette, and Suwannee have suffered devastating losses, and the financial and emotional fallout will be long lasting—especially for those without the means to recover. In order to provide comfort, emotional relief, and hope to these families, Toys for Tots plans to distribute toys, books, and other gifts to the children of these communities.

Toys for Tots is a year-round force for good, providing hope and emotional relief to families experiencing challenging circumstances. Our local Toys for Tots campaigns in Taylor, Lafayette, and Suwannee Counties are working together to ensure that the children who lost so much will be reminded that there is hope for a brighter tomorrow. Our Coordinators throughout the Nation work tirelessly from October-December to provide something tangible to economically disadvantaged children on Christmas morning.

However, we can’t anticipate when natural disasters will strike and are extremely fortunate to have our volunteer Coordinators who are ready, willing, and able to provide support on short notice.  They are rallying to provide assistance to the children of families who lost so much as a result of Hurricane Idalia.

Toys for Tots will be providing support to over 12,000 children throughout the three Northern Florida Counties. Our amazing Coordinators who oversee the campaigns near the affected areas are working together to organize distribution events through local organizations over the next few weeks.

“Over the past few years, families across our Nation have faced tremendous challenges, but the recent devastation caused by Hurricane Idalia has added to the severity of hardships that the families in the communities of Taylor, Lafayette, and Suwannee Counties must overcome,” said LtGen Jim Laster, USMC (Retired), CEO of the Marine Toys for Tots Foundation.

“The Marine Toys for Tots Program recognizes the need outside of the holiday season, and we want to do what we can to provide hope for these families and offer our assistance now,” he said. “We are extremely proud of our Coordinators who work beyond the holiday season and our network of nonprofit partners that are able to assist us in providing emotional relief to the children living in these Florida communities as soon as possible.” 

Marine Toys for Tots is a year-round force for good – because children need hope for a brighter tomorrow beyond the holiday season. To support the efforts to ease the suffering of families impacted by Hurricane Idalia and to support other year-round efforts, visit www.toysfortots.org.

Falling In Love With Automotive Window Film

(NewsUSA) - Fall offers a perfect opportunity to have window film installed on a vehicle's side and rear windows. As more people learn about the many benefits of window film for their health, safety, and comfort, you may fall in love with window film too!

As leaves give way and the sun's trajectory passes lower in the sky, glare becomes a greater problem for the eyes, and this may lead to an accident from the glare obscuring one’s view. Much like a quality pair of sunglasses, window films can reduce the glare and when it's reduced, the eyes can relax and may see the road ahead better.

Here are a few of the many other benefits of automotive window films:

  • 99 percent of the sun's harmful ultraviolet (UV) rays are blocked. UV exposure is a cause of skin and eye damage that may lead to skin cancer and cataracts over time. UV rays also contribute to fading and cracking of surfaces by breaking down fibers, plastics, wood and leather of a vehicle's interior.
  • The direct heat generated by the sun is reflected away from a vehicle's interior by the film, so surfaces are cooler to the touch and there is less demand placed on the vehicle’s air conditioner.
  • By cutting down on the sun's glare coming in through side and rear windows, and also by helping to hold glass together if it is broken in an accident, occupants experience more safety, as they are not showered suddenly by hundreds of glass beads.

The International Window Film Association (IWFA) offers information on what to expect after a professional installation of window film on a vehicle, as well as a Visual Quality Inspection Guideline

Every state has laws concerning vehicles and window films, especially on front windshields and the windows immediately to the left and right of the driver. When arranging a professional installation of window film, be sure to ask the dealership what level of visual light transmission (VLT) will comply with the local jurisdiction where the vehicle is registered. The IWFA offers a chart that shows what VLT level are permitted by law in each of the U.S. states and Canadian provinces.  The IWFA recommendation for window films used on front side windows is nothing darker than a 35 percent VLT film; some states allow darker films behind the driver’s compartment.

The best part of having window film installed on your vehicle in the fall is that it will be ready to help protect you and your family in all seasons, and that's something you can fall in love with.

 

Become a CFP® Professional and Be Part of a Growing and Diverse Profession

(NewsUSA) - Today, October 4, marks World Financial Planning Day, a time to recognize the value of financial planning. Did you know that financial planning is not just a valuable resource for consumers? It’s also a great career choice offering competitive salaries and flexibility.

But it's not just the financial rewards and personal freedom that make this profession attractive. In today's job market, people seek more than just a paycheck; they look for an industry committed to diversity and inclusion. That's precisely what you'll find when you become a CERTIFIED FINANCIAL PLANNERprofessional. You'll be part of a profession dedicated to creating inclusive environments for people from diverse backgrounds, while also offering ample opportunities for professional growth.

The financial planning profession is rapidly expanding. Many financial planners are approaching retirement just as the demand for personalized financial guidance is increasing. The U.S. Labor Department reports that jobs in financial planning are expected to grow faster than average, at a rate of 15% through 2031. Even better, U.S. News & World Report ranked financial advisor as the sixth Best Business Job in 2023.

Recruiting a Diverse Workforce

In response to this projected growth, CFP Board is actively working to strengthen the financial planning talent pipeline, focusing on attracting women and racially and ethnically diverse candidates to pursue CFP® certification. CFP® professionals serve an increasingly diverse client base, and they should reflect the broadest spectrum of talent and experience. CFP Board Center for Financial Planning has launched several initiatives to support growth of the talent pipeline and foster diversity and inclusion, including scholarships and the annual Diversity Summit.

These initiatives helped lead to the most diverse class of new CFP® professionals in history last year, with nearly 30% being women and nearly 15% coming from racially and ethnically diverse backgrounds. In addition, more than half of all new certificants are under 35 years old. These statistics highlight an inclusive profession that welcomes and empowers your success with the necessary resources.

Obtaining your CFP® certification means joining a profession that actively pursues inclusivity, offering a wide range of career opportunities and financially rewarding positions. Begin your journey toward success today.

BRINGING SATELLITE COMMUNICATIONS DOWN TO EARTH: A LOOK INSIDE THE CONNECTIVITY ECOSYSTEM

(NewsUSA) - Satellite technology has evolved significantly since the launch of the world’s first satellite on October 4, 1957. Since then, satellites have become a prominent topic of discussion in the news, with launches occurring weekly in the hopes of advancing communication methods for future generations. Satellites have numerous capabilities, including providing new pathways for consumers and businesses and opening the door for emerging technologies such as direct-to-device functionality.

Today, satellites have countless use cases, providing individuals with anything from GPS navigation in their cars and internet connectivity at home, to providing military personnel communication options on the battlefield and first responders the ability to communicate with essential services amidst an emergency or natural disaster. Satellites are crucial for staying connected, as they provide individuals beyond the reach of cable and fiber connectivity with necessary communication and fill the void of technologies that are exiting the market such as 3G and digital subscriber lines (DSL).

When considering the satellite industry holistically, three main satellite types provide the common connections and services the world is most familiar with:

Geostationary Orbit

Sitting 22,000 miles in the sky, satellites in geostationary orbit (GEO) are the workhorses of the connectivity ecosystem. GEO satellites rotate at the same speed as the Earth, staying over the same location and beaming coverage over entire continents. This makes them extremely efficient and able to deliver more bandwidth at a lower cost– making them perfectly suited for common consumer internet uses like surfing the web, sharing large files, watching videos or connecting multiple devices. Most recently, Hughes, the leading provider and inventor of satellite internet, launched JUPITER™ 3, the largest commercial communications satellite ever built. This satellite is uniquely engineered to meet customers’ needs and can target capacity where it’s needed most, such as rural regions of the Americas. This provides customers with more data and higher speeds so they can stay connected to the applications and services they depend on every day.

Medium Earth Orbit                                                                                                                                    

Satellites in Medium Earth Orbit (MEO) sit 3,000 to 12,000 miles above the Earth and specialize in covering areas far from the equator. MEO satellites are often used to power global navigation and other satellite systems. Newer MEO satellites can deliver more bandwidth and support some lower latency applications.

Low Earth Orbit

Satellites in Low Earth Orbit (LEO) are closest to the Earth out of all three, with some only 300 miles above the ground. LEO satellite constellations can provide global coverage across oceans, mountains, and even the North and South Poles. Due to their close position to the Earth, it takes LEO satellites less time to send a signal back and forth to a user on the ground. This reduces the signal delay called latency and makes LEO satellites useful for supporting applications such as financial transactions, online video games and virtual private networks.

Every type of connectivity has relative advantages – and no one form of connectivity is going to be the single best solution for all use cases. For people who live outside the reach of cable, and where a wireless signal is too weak for a fixed service, you can now complement a satellite connection with a wireless signal to deliver the best of both – high speed and low latency. For example, Hughes recently launched HughesNet Fusion® plans, which combine satellite and wireless technologies to deliver a high-speed, low-latency, reliable and more responsive internet experience.

Meeting the growing demand for connectivity will take every kind of transport – across LEO, MEO and GEO as well as terrestrial options here on Earth. As satellites continue to stand strong as the backbone of the world’s connectivity ecosystem, smart enabling technologies will be key in integrating these tools to connect people in ways never thought possible.  

Reconociendo la resiliencia hispana: El transcurso de una paciente con estenosis aórtica y lecciones vitales para recordar

(NewsUSA) - Conozca a Julia García, una mujer de 74 años, amada esposa y cariñosa abuela de varios nietos. Su vida ha estado profundamente marcada por su inquebrantable dedicación y afecto al trabajo con niños. Sin embargo, la vida de Julia dio un giro inesperado cuando empezó a experimentar síntomas preocupantes. Le costaba caminar, la fatiga era constante, levantar objetos pesados se convirtió en un reto y los mareos se hicieron demasiado familiares.

JuliaPreocupada por estos síntomas, Julia no tardó en buscar atención médica. A pesar de las múltiples consultas que la llevaron a puntos muertos y a varios diagnósticos erróneos, su perseverancia dio sus frutos cuando finalmente fue remitida a un cardiólogo. Tras un examen exhaustivo, el cardiólogo hizo un descubrimiento importante: la válvula aórtica de Julia, la principal válvula que controla el flujo de sangre que sale del corazón y suministra sangre oxigenada al sistema circulatorio, estaba gravemente dañada y casi cerrada. Esta valvulopatía cardiaca tan común se denomina estenosis aórtica y puede ser mortal si no se trata.

"Cuando empecé a sentir todos estos síntomas fue cuando me di cuenta de que no podía hacer las cosas que más me gustaban", dice Julia. "Estaba dispuesta a ir a donde fuera para recibir el tratamiento que necesitaba para volver a sentirme sana".

Tras evaluar sus opciones de tratamiento con su médico, Jorge A. Álvarez MD, Julia optó por someterse a una sustitución valvular aórtica transcatéter (TAVR), un procedimiento mínimamente invasivo para sustituir su válvula aórtica. El TAVR es menos invasivo que la cirugía a corazón abierto y suele durar menos de una hora.

"Tras consultar con Julia, llegamos a la conclusión de que el TAVR sería lo más adecuado para ella", afirma el Dr. Álvarez. "Confío en que, con el tiempo, podrá resumir todas las actividades que le gustan".

La estenosis aórtica es una de las cardiopatías valvulares más frecuentes y sigue aumentando con la edad.1 La estenosis aórtica grave sintomática puede ser mortal si no se trata. En Estados Unidos, las minorías raciales están infrarrepresentadas entre los pacientes sometidos a TAVR, y las estadísticas muestran que sólo el 3,4% de los hispanos se someten a esta intervención.2 La historia de Julia es un ejemplo inspirador de persistencia y defensa de sus derechos. Con el apoyo inquebrantable de su familia y de su equipo cardiológico, logró obtener el diagnóstico y el tratamiento correctos, lo que es especialmente digno de mención en un momento en el que los grupos raciales y étnicos minoritarios siguen estando infrarrepresentados entre los pacientes que se someten a TAVR.2 Su experiencia revela la importancia de concienciar sobre la estenosis aórtica y de garantizar un acceso equitativo a los procedimientos que salvan vidas para todas las comunidades.

¿Qué es la estenosis aórtica?

La estenosis aórtica grave impide que las valvas de la válvula aórtica se abran y cierren correctamente. Esto hace que el corazón tenga que trabajar más para bombear sangre al resto del cuerpo. Una válvula enferma afecta a su salud y limita sus actividades cotidianas.

Los síntomas de la estenosis aórtica grave son, entre otros

  • Dolor en el pecho
  • Mareos
  • Fatiga
  • Dificultad para respirar
  • Latidos irregulares

¿Quién está en riesgo?

La estenosis aórtica afecta predominantemente a la población de edad avanzada debido a la cicatrización y a la acumulación de calcio en la cúspide (aleta o pliegue) de la válvula.1

¿Qué es el TAVR?

El TAVR es un procedimiento mínimamente invasivo para sustituir la válvula aórtica en pacientes con estenosis aórtica grave. El TAVR es menos invasivo que la cirugía a corazón abierto, y la intervención suele durar alrededor de una hora. Su equipo cardiológico determinará si debe recibir un sedante suave o anestesia general.

¿Cuáles son los beneficios de la TAVR?

Tras la intervención, muchos pacientes de TAVR informan de beneficios como:

  • Tener más energía
  • Respirar con normalidad
  • Sentir menos dolor
  • Sentir menos síntomas
  • Sentirse menos ansioso
  • La mayoría de los pacientes se pueden cuidar mejor de sí mismos y regresar a sus actividades cotidianas.

¿Cuáles son los riesgos del TAVR?

Los riesgos de la TAVR pueden incluir, pero no limitarse a muerte, ataques de apoplejía, daños en las arterias, hemorragias y necesidad de un marcapasos permanente.

Si usted o un ser querido tienen preguntas sobre el TAVR u otros dispositivos cardíacos implantados, visite www.medtronic.com/TAVR.

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