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"Cherrish" Every Moment with Chilean Cherries

(NewsUSA) - As January stretches on and the midwinter blahs kick in, consider a healthy way to perk up your day -- Chilean cherries.

Although cherries are available domestically in the United States in the summer months, in the winter they bring a much-needed burst of color and flavor. Winter cherries come from the Southern Hemisphere, primarily from Chile in South America. Chile's diverse climate lends itself to growing many types of fruit, including cherries.

Cherries not only taste great, they also pack a powerful nutritional punch. Chilean cherries are rich in antioxidants, as well as vitamin C, which is important to maintaining a healthy immune system.

Chilean cherries also contain vitamins A and K, along with potassium, magnesium and even some of your recommended daily amount of calcium. Cherries are a tasty source of fiber, too.

A one-cup serving of cherries provides 25% of the recommended daily amount of vitamin C, according to the Chilean Cherry Committee. In addition, cherry consumption also may help reduce the risk of cancer and heart disease. But wait, there's more. Cherries contain a healthy dose of the sleep-promoting hormone melatonin.

"When it's winter in the Northern Hemisphere, it's summer in Chile, so that means you can enjoy delicious, sweet cherries through the winter," says Karen Brux, managing director for the Chilean Fresh Fruit Association. "For a taste of summer, look to Chile," she says.

Brux also shared some ideas for how to "Cherrish" Every Moment with Chilean Cherries, and share the taste of Chilean cherries with others.

- Sweeten it up. You can "Cherrish" Every Moment by stirring a cup of halved and pitted Chilean cherries into your banana smoothie. Add some cocoa powder for a true chocolate-covered cherry experience. A winter cherry tart or Chilean Cherry Chocolate Chip Muffins can hit the sweet spot, too.

- Savor the flavor. "Cherrish" the taste of Chilean cherries in a variety of savory recipes. Chilean cherries add just the right pop of flavor and texture to a mixed green salad or a wild rice side dish.

Look for cherries from Chile at your local retailer from December into February, and visit fruitsfromchile.com for more information and recipes.

BookTrib's Bites: Health, Self-Help, Spiritual and Comedic

(NewsUSA)

A Heart's Landscape"A Heart's Landscape"
by Susan Lax

Unlock a moment of joy in each day no matter how challenging times may be. Let this beautiful collection of stories, poems and words from the garden of the author's heart offer insight, comfort and healing.

Some days we find ourselves on autopilot, forgetting the preciousness of being and losing touch with our creative spirit. But on other days, our being fills with excitement. Author Susan Lax explores the gifts of awareness and encourages the reader to be present in the moment. Lax offers a path to an attentive heart. On every page, her words and timeless photographs meet your soul in the perfect place. In times of grief, illness or life transitions, you'll find healing and strength within these pages. Purchase at https://amzn.to/31DoCIo.

Schmooze: What They Should Teach at Harvard Business School"Schmooze: What They Should Teach at Harvard Business School"
by Cody Lowry

"Wow! Self-help and motivation for millennials, baby boomers, and everyone in between."-- Tim Gannon, co-founder of Outback Restaurants.

In this inspirational chronicle, entrepreneur Cody Lowry shares how the events in his life led him to become a motivational force in the lives of others. He'll share how being raised by a single mother prepared him for an extraordinary life. His odd job stories will demonstrate how reinvention is always possible.

And with his marvelous storytelling technique, Cody will encourage readers to look at their lives differently. Through humorous, real-life stories, he'll arm them with a new definition of the word "schmooze" that will empower them to unleash their full potential. Purchase at https://amzn.to/3kyZGs5.

Books of God"Books of God"
by Michael Haghighat 

There are approximately 4.4 billion Christians, Muslims and Jews. Wouldn't it be awesome if their common beliefs rooted in their common God-given truths were represented in the global order by a world religious organization?

This book distills the common truths and fundamental differences of Judaism, Christianity and Islam. The author believes the major religious institutions need to adopt a set of core principles based on our common truths and assert themselves as an active united front. In this global order, our major religious institutions can work as one united entity alongside our governments and major commercial enterprises to eradicate hunger, poverty, injustice, inequality, environmental degradation, greed, war and other evils. Purchase at https://amzn.to/3n71f1P.

Laughing with Old Abe"Laughing with Old Abe"
by A.T. Kabambay

Abraham Lincoln is the most adored of all American presidents, but oddly enough, two of his unparalleled qualities have completely escaped scholars: of all the presidents, he is the greatest jokester and the most religious.

In this succinct biography of the 16th President of the United States -- perhaps the funniest biography of all time -- discover the most hilarious stories and anecdotes Lincoln has told or experienced in his lifetime. In this difficult time of the pandemic, economic uncertainty and global warming, enjoy the opportunity to laugh with Old Abe. Written by a passionate historian and researcher who specializes in American history, specifically Lincoln and the American Civil War. Purchase at https://amzn.to/3cg4AWp.

NOTE: BookBites is presented by BookTrib.com.

Keep Your Utility Bills Down as Home Heating Costs Rise This Winter

(NewsUSA) - Winter 2022 promises the perfect storm for soaring home heating bills. The convergence of surging energy prices, plummeting temperatures and escalating demand means optimal energy-efficiency is more challenging and critical than ever.

Rising global energy prices hit home with forecasts indicating households could see their bills increase up to 54%, according to The United States Energy Information Administration. Further, forecasters including the National Oceanic Atmospheric Administration and the Farmer's Almanac predict a colder-than-normal season. Rounding out this frosty trifecta, the COVID-19 pandemic has led to the rise of remote work which is set to accelerate and become a more permanent fixture as of 2022, industry observers say.

The good news is that families can prevent a utility-bill blitz by following a few simple tips. With home heating and cooling accounting for nearly half of home energy use, small steps can go a long way.

  • Ease Into Electric: According to Columbia University's Earth Institute, electric systems are a solution to decarbonize home climate control. Among the most energy-efficient heating and cooling products, electricity-powered ductless mini-split systems, offered by companies including Fujitsu General America, can save as much as 25 percent on your energy bill. Plus, they are effective with temperatures as low as -15 degrees Fahrenheit. Mini-splits use thin copper tubing to pump refrigerant from an outdoor compressor directly into an indoor air-handling unit, where the air is quietly distributed to the interior space.
  • Get "Smart" About Climate Control: When it comes to smart home temperature control, there are Smart HVAC Systems and Smart Thermostats. Smart HVAC systems have built-in Internet capability and can be controlled directly without additional equipment. Smart Home Thermostats create "smart" systems by enabling remote temperature control via a mobile or Internet-connected device or voice-operated home automation system.
  • Voice Your Preference: Take control of your comfort. Most HVAC manufacturers offer apps that enable systems to be controlled from anywhere using a mobile device. Voice-control capability uses digital assistants, such as Amazon Alexa or Google Home, to verbally dictate home temperatures. Easily controlling the temperature more closely allows homeowners to be more comfortable and improve energy savings.
  • Find Your Efficient Comfort Zone: Many of us live in homes designed for bigger families, but have yet to downsize. If you find yourself using a fraction of your home on a regular basis, consider upgrading to a zoned ducted, or ductless, system. That will allow you to save energy heating and cooling spaces where you and your family don't spend a lot of time. This will multiply savings as you're not only needing less cooling, but you also gain from a more efficient system in the spaces you do still use.
  • Try Low-tech Fixes: Simple changes can have a big impact. Take advantage of the sun's energy to heat your home by opening your south-facing curtains at sunrise to make best use of "passive solar gain." Force down warm air. Denser, cooler air stays closer to the ground, and warmer air rises. So, force it downwards with a low-speed fan. Insulate and fill the gaps. Warmed air leaking out around poorly sealed window frames, power sockets, recessed light fittings, and other gaps is a big source of heat loss in homes. Thick curtains help to insulate glass at windows.

If your utility bill is spiking as temperatures dip, a ductless heating and cooling system is definitely a worthwhile investment. Many Fujitsu systems with the Energy Star rating are more than twice as efficient as the minimum standard set by the government.

To learn more or find a contractor near you, call 888-888-3424 or visit www.constantcomfort.com.

 

School Choice Week Challenge: Start Finding Your School

By Andrew Campanella 
For NewsUSA

(NewsUSA) - Forty-three percent of moms and dads describe the process of finding a school for their child as "stressful." That's 43% too many. This National School Choice Week (Jan. 23-29), here's how to easily get started on school and scholarship applications for August…minus the stress.

As you think about the next school year, take thirty minutes to consider what the ideal learning environment would look like for your child. Would it be large or small? STEM-focused? Art-focused? Sporty? Religious? Secular? Make special health accommodations? Start with your insider knowledge about your child's needs and your family's goals.

Once you've described what you need and want for your child's education, look for it.

You can access the free Schools Near Me tool at schoolchoiceweek.com/schoolfinder to search more than 130,000 public, charter, magnet, and private schools. And don't forget to consider online school and homeschooling as well. If you're open- minded in considering your options, you might be surprised by what works for your child.

By looking for a school based on your insider knowledge about your child -- and not just based on test scores, zones, or your neighbor's opinion -- you can likely find the school option most suited to your unique situation. Today, there are many more school options and scholarships than we adults had access to as kids. This is truly a reason for hope. For any child who is currently struggling in school, there are opportunities and alternatives available.

At the end of the day, making a great school choice starts with knowing your options. Whether you're searching for a new school or happy with your current choice, you can make a difference for others this National School Choice Week (Jan. 23-29) by spreading the word about school choice. You can do this by posting about your educational experience on social media using #schoolchoice, or by telling a friend or family member about the Week.

With free and affordable choices and community support, the school search process can be transformed from one that's laden with stress to one that is empowering. This School Choice Week, let's bring as much support as we can to families so they can help their children succeed.

Andrew Campanella is president of National School Choice Week and the author of "The School Choice Roadmap: 7 Steps to Finding the Right School for Your Child."

BookTrib's Bites: CIA Intrigue, a Love Story, a Loss Story and an Art Master

(NewsUSA)

The Poison Factory"The Poison Factory"
by Luck Kirk 

If you've ever wondered what life as a CIA "operative" would be like, read this book, written by a former CIA operations officer. Decktora Raines (Decky) is on leave from the CIA, doing her best to dodge memories of her first agent, Elena, an asset she recruited and tragically lost, as well as the heartbreaking disappearance of her life partner, Alex.

A surprise contact from a Russian defector she once handled urges her to come to London immediately. She coordinates with Langley Headquarters and the CIA Station Chief in London who is focused on the murder of another Russian defector. The only clues: claw marks and an unidentified white powder. Soon to be a major global TV series. Purchase at https://amzn.to/3Dwvrcp.

Love Has No Limits"Love Has No Limits"
by Armine Papouchian

At sixteen, Armine fell in love for the first time and lost that love for the first time. She was the youngest daughter of three in Armenia and the only one underage when her parents decided to immigrate to the U.S. She had to leave her beloved Alex behind.

But it wasn't the end of her story with Alex. Even as life moves on, their lives intersect again and again, and through deaths and divorces, their lives never quite line up. This is Armine's story of keeping faith in oneself and in love despite heartbreak, betrayal and loss. It reveals the joy available to those who rise and rise again. Purchase at https://amzn.to/3yXVgQ1.


The Confessional"The Confessional"
by Claudia Ermey

Mirta and Alberto DeSalvo, refugees of the Dirty War of Argentina, owe their lives to wealthy American Julia Parks, who rescued them from the horrors of the junta and offered them a new life. Julia, confronted with a late-in-life pregnancy, asks the DeSalvos to adopt the baby with the condition that they not return to Argentina until she is grown.

A generational story that skillfully illuminates the resilient lives of characters touched by loss and betrayal, loved ones stolen in the night, and the search for a birth mother hiding in plain sight, "The Confessional" is a compelling rendering of how war and love thousands of miles apart create trauma that ripples through two generations and emerges as love, understanding and forgiveness. Purchase at https://amzn.to/3C39qS3.

Hiroshige 53 Stations of the Tokaido Fujikei"Hiroshige 53 Stations of the Tokaido Fujikei"
by Cristina Berna and Eric Thomsen

In this series by the last great master of the ukiyo-e tradition in Japan, the viewer is struck by the harmonious palette of blues, grays, peaches and pale yellows, and by the strict composition of each woodblock print -- a bijin (or beautiful woman) posing in front of a framed landscape. Each print features a woman wearing a different intricately patterned kimono, a different activity with various props, and a different landscape depicting scenes along the historic Tokaido Road.

Berna and Thomsen take us on a fascinating tour, explaining not only the cultural references in each image, but also the relation of the Fujikei prints to several earlier Hiroshige Tokaido series. The insightful commentary along with full-color images opens a window to the treasures of a bygone Japan. Purchase at https://bit.ly/31ImbVx.

NOTE: BookBites is presented by BookTrib.com.

 

Five Healthy Suggestions this New Year from GOLO

(NewsUSA) - As we put 2021 in the rear view mirror, now is the time to look at your health and fitness plans for the New Year. This can be a brand-new year, full of healthy possibilities, and with it, the opportunity to revisit your wellness goals. Unfortunately, even with the best of intentions, many people struggle to create a sustainable wellness plan over the long term.

The good news is that no matter your age, fitness level, or current work-life balance, GOLO --the pioneering wellness solutions company -- has suggestions that can help you achieve tangible health and wellness benefits in the new year:

1. Create a plan: Instead of piling on new resolutions this year, consider building on the ones you are currently working on. Why? Because it takes much time, energy, mental resistance, focus, and willpower to make new changes, and we only have so much of each to spare.

2. Establish goals: Your goals should be small, obtainable, and sustainable over a reasonable amount of time.

3. Get Active: Regular exercise is one of the best-kept secrets in preventative medicine. The key is to do enough and to do it often enough.

4. Stop checking the scales every day: Scales can be misleading and result in frustration. Remember: the number on the scale does not define your self-worth. Weigh yourself once a week and note how your clothes are fitting. Some people lose inches before pounds, or experience other non-scale victories such as sleeping better.

5. Attitude Matters: Having a positive outlook will help you get through everyday life, but it is vital to a healthy wellness journey. When you think negatively, negative things tend to happen. So, stay positive -- you got this!

It is natural to reflect on past commitments to health and wellness that came up a bit short. This year, increase your chances of lasting and sustainable success by making a plan and keeping it simple.

Wherever you are on your health and wellness journey, GOLO offers a range of innovative products designed to help, including the GOLO for Life® Plan®, a game-changing nutritional approach to losing weight, and a healthy alternative to conventional dieting. The program includes the GOLO Release® supplement (an all-natural dietary supplement), the GOLO® Metabolic Plan® (a healthy balanced meal plan), access to personal coaches, and free online tools.

Learn more by visiting www.Golo.com for information and suggestions.

BookTrib's Bites: Sci-Fi, Thriller, the Real You, and Key Political Takeaways

(NewsUSA)

The Caduca"The Caduca"
by Elaine Graham-Leigh

The planet of Benan Ty is just another poor and violent ex-Terran colony. Now the Chi!me, the major power in the galaxy, are coming to broker a peace deal between guerrilla group ViaVera and the government. For Quila, a rising figure in the Chi!me diplomatic service, the posting to Benan Ty could be the making of her career.

Meanwhile, Terise, one of ViaVera's inner circle, is just trying to get her lover out with his life. But in a conflict where no side's motivations are pure, they are both about to discover how much they have to lose. Set in a future where humanity has gone to the stars but taken exploitation and oppression with them, this is a story of imperialism, resistance, friendship and, ultimately, liberation. Purchase at https://amzn.to/3blIsJV.

The Danger Within"The Danger Within"
by E.L. Pini

Mossad Agent Avner Ehrlich stands before the most cunning enemy he has ever faced -- an enemy with innovative and sophisticated methods -- that conceals the danger within.

Imad Akbariyah, a rising star in Al-Qaeda's chain of command, recruits a fellow Palestinian doctor to implant the bodies of terrorist Shahids with plastic explosives that allow them to move freely through any security check and effectively create "human ticking bombs." Imad remembers the day his father was killed in front of his eyes by an Israeli commando officer -- whom he learns was Ehrlich. Now he seeks revenge.

A blood-soaked war is only a matter of time. Ehrlich is fighting not only to prevent the killing of innocent lives but to save his own. Purchase at https://amzn.to/2ZWbJYW.

 

You. The Real State of Life"You. The Real State of Life"
by Austin Bergman

This book provides a shockingly honest account of the author's life after he finally said two words; "I'm gay." It's easy to shrink into someone else's expectations of who you should be. While society, family, friends and colleagues are influential, their roles in your life do not include dictating who you are destined to be.

He was unhappily married and miserably gay. His life transitioned from being embraced by those who accepted his straight lie to being resented for finally living his truth. Austin risked it all when he traded in his "white picket fence" life and for a new agreement on his terms. Nevertheless, during the darkest hours of his life, he eventually discovered peace, happiness and the real Austin Bergman. Purchase at https://amzn.to/3qsWsdo.

10 Things You Were Supposed to Learn from Donald Trump"10 Things You Were Supposed to Learn from Donald Trump"
by Alex Carlisle

Donald Trump has had the ability to shake things up and tread where no other man has tread before. Love him or hate him, he is not the kind of man you can ignore. This book takes a practical approach to understanding some of Trump's most polarizing political and personal actions with the hope that readers can take something away from those actions.

This book features more than 500 quotes, newspaper articles and manuscripts that focus on the most dynamic, memorable and poignant moments of Trump's tenure as POTUS. It is bold and unapologetic. It does not portray Trump as a saint or a sinner but shows how he personified what was in the hearts and minds of many Americans. Purchase at https://alexcarlislebooks.com.

 NOTE: BookBites is presented by BookTrib.com.

Healthy Suggestions for the New Year from GOLO

(NewsUSA) - As we turn the page on 2021, now is the perfect time to review your health and fitness plans for the New Year. That's right, a brand-new year full of healthy possibilities is here, and with it comes the opportunity to revisit your wellness goals. Unfortunately, even with the best of intentions, many people struggle to create a sustainable wellness plan over the long term.

The good news is that no matter your age, fitness level, or current work-life balance, GOLO --the pioneering wellness solutions company -- has suggestions that can help you achieve tangible health and wellness benefits in the new year:

1. Create a plan: Instead of piling on new resolutions this year, consider building on the ones you are currently working on. Why? Because it takes much time, energy, mental resistance, focus, and willpower to make new changes, and we only have so much of each to spare.

2. Establish goals: Your goals should be small, obtainable, and sustainable over a reasonable amount of time.

3. Get Active: Regular exercise is one of the best-kept secrets in preventative medicine. The key is to do enough and to do it often enough.

4. Stop checking the scales every day: Scales can be misleading and result in frustration. Remember: the number on the scale does not define your self-worth. Weigh yourself once a week and note how your clothes are fitting. Some people lose inches before pounds, or experience other non-scale victories such as sleeping better.

5. Attitude Matters: Having a positive outlook will help you get through everyday life, but it is vital to a healthy wellness journey. When you think negatively, negative things tend to happen. So, stay positive -- you got this!

It is natural to reflect on past commitments to health and wellness that came up a bit short. This year, increase your chances of lasting and sustainable success by making a plan and keeping it simple.

Wherever you are on your health and wellness journey, GOLO offers a range of innovative products designed to help, including the GOLO for Life® Plan®, a game-changing nutritional approach to losing weight, and a healthy alternative to conventional dieting. The program includes the GOLO Release® supplement (an all-natural dietary supplement), the GOLO® Metabolic Plan® (a healthy balanced meal plan), access to personal coaches, and free online tools.

Learn more by visiting www.Golo.com for information and suggestions.

BookTrib's Bites: Inner Peace, Epic Twists, Caffeinated Crimes and Celestial War

(NewsUSA)

Surviving Chaos"Surviving Chaos"
by Harold Phifer

For more than 50 years, Harold Phifer's childhood living conditions remained a secret, even from those who thought they knew him best. No one knew about his past growing up with a mother who suffered from mental illness, a greedy aunt, a mindless and spoiled older brother and an absent father.

It wasn't until an explosion in Afghanistan that his memory was blasted back into focus. This book is the result of a long, cathartic chat with a stranger at a beach bar, where Harold finally found some peace. Says Blue Ink Review, "Entertaining, sprinkled with humor, drama and sadness. Readers will discover an intriguing life, one of turmoil and finally, thanks to a stranger on a beach, inner peace." Purchase at https://amzn.to/3DmfUvR.


Skinwalkers: The Uprising"Skinwalkers: The Uprising"
by Monica L. Smith

In this paranormal thriller, three individuals are at pivotal points in their lives --Ashley, Gethambe and Lana. While their lives will soon intertwine, not all will get their happy ending.

Ashley's world crumbles when her husband files for divorce and moves on to another woman. Gethambe, a half-breed human and wolf, needs to prove himself to his pack and take an epic journey from death to life, fighting seven Archangels. He is not provided any information or weapons. Gethambe must use only his wits and survival instincts. Lana, a half-breed human and wolf with healing abilities, tries to prove her loyalty to become Gethambe's wife. It's full of strange twists and turns as they seek their destinies. Purchase at https://amzn.to/3uDBHMp.

Cold Brew Corpse"Cold Brew Corpse"
by Tara Lush

Espresso bar owner Lana Lewis returns in this second Coffee Lover's mystery, a stimulating read that fans of Cleo Coyle and Laura Childs will savor to the last drop. The bright, sunny days at Perkatory -- the hottest coffee shop in Devil's Beach, FL., -- turn decidedly dark-roast when the body of the owner of the neighboring yoga studio turns up in a nearby swamp.

When the local newspaper editor asks Lana to write about the murder, her dreams of getting back into journalism start to percolate. She grinds her way through the suspect list. Was the killer one of the victim's students? An envious yoga teacher? Or a local photographer who seems to know too much? Purchase at https://amzn.to/3kHUcf3.

Worldmaker of Yand-Polaris"Worldmaker of Yand-Polaris"
by Andri E. Elia

Savage invaders from space, the k'tul, all but destroyed her home world of Yand. Fleeing the aftermath of that war, Yanara, Worldmaker and Celestial Wizard, brings her wife Mandolen and her husband Frost to a bronze moon orbiting the fifth planet of the star, Polaris B. In this idyllic place of three suns, the three of them only sought to lick their war wounds.

Instead, along with their families, they start a new life and new colony. Filled with magic and new adventures, the challenge of colonizing their new home blends with unraveling threads of Yanara's darker past … tying her to the k'tul. What secrets will they discover? Will they find the peace they so crave, or will the vengeful k'tul find them again? Purchase at https://amzn.to/3nL4v3M.

NOTE: BookBites is presented by BookTrib.com.

 

Financial Planning for 2022 Taxes

(NewsUSA) - The new year has just started, but it is never too early to review your financial plan to meet your 2022 financial goals.

Now is the perfect time to take steps to reduce your 2022 tax obligations, according to Dan Mathews, a CERTIFIED FINANCIAL PLANNER™ professional.

Five strategies that may reduce your 2022 taxes include:

  • Maximize your health savings account. Health savings accounts (HSAs) are a great way to put money aside and reduce your taxable income. For 2022, you can contribute $3,650 for individual coverage and up to $7,300 for family coverage. You don't have to use the money in these accounts by the end of the year; in fact, the money can be invested to maximize growth until your retirement.
  • Optimize your 401(k). Most 401(k) retirement plans are tax-deferred, which means you don't pay taxes on the money you put in, or gains on that money, until you withdraw the money. Good news for individuals with employer- sponsored 401(k) plans: The contribution limits have increased to $20,500 for 2022, with a catch-up contribution of $6,500 for those age 50 and older. Also, consider rebalancing your portfolio this year so it aligns with your acceptable level of risk.
  • Plan your payments. People who withhold federal tax from their income generally make one tax payment with their annual federal income tax return on or before the mid-April tax deadline, if they didn't withhold enough tax for the tax year. But some people, such as the self-employed or retirees, may need to pay estimated taxes quarterly. One way to avoid paying penalties when you file your federal tax return is to ensure your tax payments in 2022 exceed 90% of your 2022 estimated tax liability. For those making estimated payments for 2022, the key payment- due dates are April 18, 2022; June 15, 2022; September 15, 2022; and January 16, 2023.
  • Gift your stock to charity. You can gift highly appreciated stock as a charitable donation in 2022. A gift of appreciated stock is an itemized tax deduction, and the charitable organization will not have to pay tax on the capital gain. "You can then repurchase the stock with the cash you would have otherwise donated as an effective way to raise the cost basis in your portfolio," Mathews explains.
  • Think long term. Many people neglect estate planning, but making a resolution to create or update a will is a smart strategy for 2022, Mathews emphasizes. Estate planning helps ensure that your wealth is distributed according to your wishes. This may include charitable giving and considerations for family members. In the short term, you may gift up to $16,000 per person in 2022 to as many people as you want without being subject to either gift tax or IRS filings, he adds.

Working with a CFP® professional can help you make the most of tax strategies relevant to your situation.

Visit LetsMakeAPlan.org for more information about taxes and other financial-planning strategies.

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