(NewsUSA) - (NewsUSA) - Even before the COVID-19 pandemic swelled, the ranks of work-from-home employees, freelancing was on the rise as workers across a range of fields sought more flexibility and control over their work lives, enabled by the latest advances in technology. In 2020, there were 59 million people doing freelance work in the United States. This is an increase from 2014, when there were about 53 million people freelancing according to Statista, a leading provider of market and consumer data.

The demonstrated success of working remotely means that independent workers will be key to the future of work, even as many people return to in-person office settings.

To thrive both professionally and personally, independent workers need support and tools to promote their skills and manage their business.

An online platform known as Indy provides these features and more. Indy offers a complete productivity suite that helps independent workers take the management of their businesses to the next level, with tools and guidance for creating contracts, generating invoices, and everything in between. Additionally, their blog, The Independent Worker, is focused on addressing topics of interest to freelancers, ranging from business development to managing burnout.

"We proudly empower today's 'Indies' - including solopreneurs, freelancers, consultants, contractors, microbusinesses and side hustlers - to streamline the most time-consuming parts of operating their businesses. We help them work smarter, get paid faster, and thrive," says Sebastian Gyr, CEO and co-founder of Indy.

The Indy app offers freelancers a suite of tools designed to help them own three key aspects of their business: :

• Marketing. Indy provides templates for proposals, project briefs, and profiles to help you organize your pitches, and showcase your unique skills.
• Organization. Time tracker and task management tools help you keep everything organized, and Indy also offers a chat feature that freelancers can use for quick communication with clients.
• Business management. Templates for legally-binding contracts and non-disclosure agreements take a lot of the effort and stress out of contract creation, so you can get right to work and invoicing tools will let you quickly and easily send highly professional invoices to the client directly to be paid either electronically or the old-fashioned way - via a check in the mail.

Indy takes pride in empowering an inclusive and diverse community of freelancers, including the LGBTQ community, Black Americans, BIPOC, and workers with disabilities, who are often underserved in the workplace despite the recent rise in equity initiatives. Leaning into these tenets, Indy recently launched a new, digital series called 'Miss Independent' featuring a Black drag queen who offers short videos commenting on freelancing and the freelancing life.

"We're spotlighting what's currently missing for today's virtual workforce and are boldly embracing the opportunity to drive conversations and narratives around equitable pay, diversity, and inclusion, by enabling the success of all workers, especially those from underserved communities," according to the company.

"We celebrate the uniqueness of those human beings that we serve by providing the products, services, space, and the megaphone for them to be their authentic selves, shine, and thrive."

Visit weareindy.com for more information and to create an account for free.

(NewsUSA) - (NewsUSA)

"Sarana and the Dark King "
by Ivy Keating

The ruthless king of Bounten controlled a Valomere - a magical creature that connects with one person and obeys their commands - with the magic to cause instant death. To further his power, he embarked on a quest to find tarilium, the strongest metal known to exist. 

In pursuit of the precious resource, he ravaged his own villages before planning to invade the other kingdoms. Only one thing could stop his reign of terror -- a commoner with a secret past and a powerful Valomere of her own. Purchase at https://amzn.to/3d537Cz.

"The Trial of Billy the Kid"
by David G. Thomas

Biographies of Billy the Kid have provided extensive -- and fascinating -- details on his life, but only a few paragraphs on his trial for murder and the events leading up to that trial. The result sealed his fate, yet Billy's trial is the least written about, and, until this book, the least known event of Billy's adult life.

For the first time, get the answers to these questions: Was the trial fair? What were the charges? What kind of defense did Billy present? Did he have witnesses standing for him? Who testified against him? What action by the trial judge virtually guaranteed his conviction? Purchase at https://amzn.to/3vBFOse.

"Lake Roland"
by C. Roloson Reese

Some childhood mysteries cast long shadows. Tom O'Malley spent a lifetime trying to escape the one covering his world. His idyllic childhood with his inseparable pal, Mark, is upended when his friend mysteriously disappears one night.

Mark's whereabouts become a decades-long unsolvable question that haunts Tom's world as he copes with and later overcomes the bitterness of a friendship's baffling evaporation. The anguish he experiences prepares him well for a world filled with uncertainties, not the least of which includes love and redemption. Purchase at https://bit.ly/3ehdaGl.

"Purpose and Possibilities: How to Transform Your Life"
by Elaine J. Brzycki and Henry G. Brzycki

By exploring their life's purposes, the authors have created possibilities for people to create happy, healthy, and flourishing lives. Because of the work, people in over 50 countries are prioritizing mental health and well-being in their own individual lives, their families, schools, colleges and universities, and communities. Ideas on how to see and achieve your unique potentials in life; heal yourself from past traumas; transition to a new stage in life that is thriving and successful; connect with your innate passion to make a unique difference; see and feel the power of your hopes and dreams.

This book meets the needs of our times for impactful mental health and well-being techniques. Capturing nearly 40 years of counseling expertise and course and program development for individuals, couples, families, and schools, Elaine and Henry Brzycki have produced a book of resources that will transform your life. Purchase at https://amzn.to/3uzrwY4.

NOTE: BookTrib's Bites is presented by BookTrib.com

(NewsUSA) - (NewsUSA)

Farmhouse-style interiors have been popular for the last few years and the look remains as sought after as ever. There are enough iterations of the style (modern, industrial, French, rustic, and more) to suit most tastes. Signature elements include open shelving, shiplap, apron sinks, and a preference for natural, honest materials-stone, metal, and above all wood, new and reclaimed. "When it comes to farm-style decor, most of us think of the kitchen first," says Linda Jovanovich, of the American Hardwood Information Center. "But it can work equally well in bedrooms, living areas, even bathrooms. Incorporating natural hardwood into the design is a great way to achieve the look without going overboard into kitsch." Here are six inspiring uses of the perennial style.

1. A warm contemporary farmhouse kitchen

Photograph by Caitlin Murray

A large apron sink in cream-color cast concrete sets up a warm and sophisticated country tone in this Portland, Oregon kitchen by Emerick Architects. The island's black-walnut-slab top is complemented by open shelving and undercounter cabinetry in honey-stained maple, gray quartz counters, stainless-steel appliances, and a handmade ceramic-tile backsplash.

2. Corral-inspired stair railings and balustrades

Photograph by Spacecrafting

Rift-sawn white oak with a custom whitewash stain forms the handrails and posts of the main staircase in a Stillwater, Minnesota house by Home Design by Annie. An elegant reinterpretation of the traditional wooden-rail fences found throughout rural America, the stair gets a high-tech twist in the form of stainless-steel guard wires.

3. A characterful rustic kitchen

Photograph by Scott DW Smith

Charming rusticity is the name of the game in this Hesperus, Colorado kitchen remodel by Veritas Fine Homes. Existing beams and columns and a new oak floor-all in a dark finish-are joined by knotty-alder cabinetry and floating shelves stained a similar color to the island's honey-tone maple butcher-block top.

4. A cool western ranch-style bedroom

Photograph by Rikki Snyder

As this bedroom in Sag Harbor, New York designed by Timothy Godbold shows, the classic look of Southwestern ranches-pared down and sun scorched-adapts well to a modern interior. The aesthetic is evoked with minimalist means: simple bone-white accessories set against an expanse of white-oak boards that clad the walls like barn siding. 

5. The industrial-farmhouse look in a loft

Photograph by Manolo Langis

Reclaimed hardwood is a beautiful, sustainable material that can be used in a farmhouse-style kitchen to create a sense of warmth, age, and texture. In this Santa Monica, California loft conversion, SUBU Design Architecture juxtaposes recycled wood with plumbing pipes and similar machine-age elements that nod to the building's industrial heritage.

6. Open-shelf wet bar with a rural-art vibe

Photograph by Rikki Snyder

Timothy Godbold conjures another variant of that farmhouse staple, open shelving, with this wet bar cunningly tucked under the open stairs in a North Haven, New York residence. Stocked neatly with interesting glassware and bottles, the floating slabs of white oak and the gray honed-granite countertop become an art installation in their own right. Visit www.hardwoodinfo.com for more about farmhouse style with American hardwoods.

(NewsUSA) - (NewsUSA) -Right now, moving may be a little challenging as property value has gone up tremendously and the number of homes on the market is low. The next best option is to remodel and expand your home office, home gym, or add a patio for outdoor gatherings.

If you own your home and have a mortgage, a cash-out refinancing option may be an easy way to have the money to tackle your home improvement project. Since interest rates are still quite low now may be a good time to tap into your home's equity. Many homeowners may not realize that cash-out refinancing can help fund these projects. A cash-out refinance is not a second mortgage. It is borrowing against the equity in your home or money you have already paid towards your mortgage. A cash-out refinance will require that you refinance your home most likely at a lower rate. The new loan amount will be slightly more than the remaining balance of your home because it will include the amount of cash you take out for you or your family.

Cash-out refinancing is beneficial because it can increase monthly cash flow and allow you to make good use of the funds you take out, according to Freedom Mortgage, one of the nation's full-service mortgage lending company and a leader in FHA and VA loans according to Inside Mortgage Finance, 2020.

The benefits of cash-out refinancing aren't limited to home improvements. Funds from a cash-out refinancing also can be used to pay for a college education or to consolidate high-interest debts at a lower interest rate. Homeowners can typically borrow up to 80% of the value of their homes without paying the private mortgage insurance (PMI) required by some lending situations. That means if you have more than 20% equity in your home, you can use that equity to get cash now.

To help homeowners explore their options and determine how much cash they can obtain, Freedom Mortgage offers a free cash-out refinancing calculator that enables the user to determine what makes sense and the amount of their new monthly payment.

For more information, visit https://www.freedommortgage.com/cash-out-refinance.

(NewsUSA) - By Maria Sophocles, MD  For NewsUSA

(NewsUSA) - The pandemic created a major shift in the way people consume - and, more importantly, trust - information, especially as it relates to vaginal health. In fact, a new survey conducted by OnePoll on behalf of RepHresh of 2,000 American women age 24-34 reveals that two in five women named Google as their go-to source of information over a physician when experiencing discomfort or vaginal health symptoms.

Many women are also turning to social media for health advice. For example, on TikTok, hashtags relating to the words "sex education" have over 70 million views. A now infamous TikTok video, providing a tutorial on how to relieve constipation through "vaginal splinting" has racked up over 3 million views and the latest popular #icecubechallenge claims to tighten the vagina and curb bacterial overgrowth.

While these trending DIY/at-home medical hacks can be entertaining, many of these practices are not only ineffective at controlling the natural balance of good and bad bacteria, but can be dangerous and cause more harm than good. Melting an ice cube in the vagina can elevate the natural pH balance and trigger a bacterial infection as the pH of water (7.5-8) is higher than the normal vaginal pH (3.5-4.5). And, while vaginal splinting is a scientific method used by medical professionals, experts caution trying it at home as it poses a risk of bacterial spread if not done properly.

The RepHresh survey found that over half (51%) thought a vagina should have a neutral pH, and only 12% correctly identified "moderately acidic" as the ideal pH balance. In addition, the top three most Googled phrases and questions respondents needed answers about included "vaginal discharge" (44%), "do I have a yeast infection?" (39%) and "vaginal odor" (37%).

With an uptick in misinformation, most women frequently misdiagnose their vaginal symptoms. That's why it's more critical than ever that women turn to trusted health care professionals for advice, proper diagnosis and remedies for the actual problem.

Here are a few important things women might not know, but need to know to maintain good vaginal health:

1. Vaginal odor is completely normal and should not be a cause for alarm. Refrain from using unnecessary scented products, including wipes and washes that claim to eliminate odor with fruity or flowery fragrances, as this will not solve the root cause of the issue, which is an unbalanced pH. Do look for clinically-backed and doctor-recommended products for vaginal health, such as over-the-counter RepHresh Gel, which rebalances pH to a healthy range, eliminates odor, and lasts up to three days.

2. Bacterial Vaginosis (BV) and yeast infections can present similar symptoms, such as unusual vaginal discharge and discomfort, so when women run to the drug store and buy an OTC yeast medication such as Monistat, they are not addressing the root cause of the problem. Two out of three times it is BV, which must be treated with an antibiotic from their health care provider. But, antibiotics can kill the good and bad bacteria and cause a yeast infection, so make sure to take a vaginal probiotic once a day such as RepHresh Pro-B as it contains 2 strains of vaginal lactobacilli to keep the vaginal flora in balance and eat foods high in probiotics like a healthy no-sugar-added Greek yogurt, kefir, kimchi, or miso.

3. High sugar and alcohol intake can elevate pH imbalances and contribute to an overgrowth of yeast. Maintain a healthy moderation of sugary drinks and junk food as excess amounts not only impact vaginal health, but overall weight gain and wellness.

4. Vaginal discharge is a completely normal function in which the vagina naturally removes old cells to keep the environment healthy and clean. Some women have more discharge, while others might experience very little, and it can change in color and thickness depending on the ovulation cycle. However, discharge accompanied with itching, burning, fishy odor, swelling, unusual color, or pelvic pain should be brought to a doctor's attention as it can be a bacterial infection or STI and must be treated appropriately.

Before trying something new, consult with your healthcare provider especially when things seem off to ensure the safety and efficacy of the method or product you are considering. And, don't miss your annual OB/GYN visit.

Maria Sophocles, MD, OB/GYN is the Medical Director of Women's Healthcare of Princeton in Princeton, NJ.

(NewsUSA) - (NewsUSA)

"A Pastor's Pit"
by Judge Roy Sparkman

Religious liberty is under attack in the United States. Faced with legal challenges for the mere action of preaching from the Bible, Pastor Preston and his supporters confront a terrifying truth: the U.S. Constitution is no defense against a biased district attorney obsessed with sending him to prison.

A "Pastor's Pit" exposes the threat to the religious liberty that people of all faiths take for granted, as well as the crucial role that U.S. Supreme Court appointments and presidential elections play in maintaining the rights of all citizens. How can a pastor be indicted and tried for the "crime" of preaching from the Bible? Will the courts send him to prison or uphold his constitutional freedoms? Purchase at https://amzn.to/2NHapnh.

"Irina"
by Philip Warren

A masterfully detailed historical novel of culture, religion, history and politics of the times intertwined with a deeply moving portrayal of tragedy, hope and perseverance. This is Irina's journey from Polish serving girl to French businesswoman. Her determination and curiosity will make you cheer, and her harrowing escape from those who would thwart her progress will have you holding your breath.

Poznan, Poland 1378. Irina is dying. Despite her storied life, one loss is not accounted for: her only son. In a world dominated by men, Irina finds that she can thrive, having everything she could want but the answer to one question. A rich, wonderful saga. Purchase at https://amzn.to/3hQ859Y.

"On the Way to Casa Lotus"
by Lorena Junco Margain

This is a memoir of family, art, injury and forgiveness. The author -- a passionate art collector and devoted wife and mother -- is already shaken after abruptly fleeing Mexico and relocating in the USA with her family. Then, she learns she has a tumor, which simple surgery can mend. But to err is human -- even for surgeons. Rather than improve after surgery, her condition worsens.

Deeply compassionate, wise and poetic, the memoir lays bare some of the most poignant contradictions of the human condition, blurring the distinctions between guilt and neglectfulness, anger and sorrow, humility and shame, gratitude and despair. The book plants a seed of hope that loss and pain can serve a higher purpose. Purchase at https://amzn.to/3vYcbRf.

"Indecent Exposure"
by Viola Trivette 

Meera and Aaron have been pitted against each other since law school in their fight for a higher class rank and their ever-growing gap in political views. Apart from constant class bickering, Meera avoids Aaron after an awkward moment in an empty classroom their first year. However, as graduation approaches, she starts to regret all those nights she spent alone in the library and finally agrees to go out with her roommate where she bumps into Aaron at a noisy club.

Although both characters are undeniably drawn to one another, they refuse to admit what's between them. What ensues is a game of back-and-forth as they each try to force the other to concede. Purchase at https://amzn.to/3he4Xok.

NOTE: BookTrib's Bites is presented by BookTrib.com

(NewsUSA) - (NewsUSA) - Financial planning can be complex, so when you seek guidance in planning your financial future, it's essential to work with someone you can trust.

A CERTIFIED FINANCIAL PLANNER™ professional makes a commitment to CFP Board to act as a fiduciary, which means acting in their clients' best interests at all times when providing financial advice. You should want a financial adviser who makes this commitment directly to you. Therefore, whomever you choose as your financial professional, including a CFP® professional, you should consider getting a written engagement that requires them to have a fiduciary obligation to you.

Professional standards are important to protect consumers. CFP Board's Code and Standards sets forth the commitment that all CFP® professionals make to CFP Board. This includes duties to maintain the confidentiality and protect the privacy of client information.

In addition, CFP® professionals commit to CFP Board to disclose any conflicts of interest that might affect the professional relationship and compromise the CFP® professional's ability to act in their clients' best interests.

Approximately one year ago, CFP Board updated its Code and Standards to mandate that all CFP® professionals commit to CFP Board to act as fiduciaries for their clients when providing financial advice.

"Simply put, someone acting as a fiduciary should deliver financial advice that is clear, specific, objective and thorough," says Dan Candura, a CFP Board Emeritus® member and Founder of Candura Group, LLC.

Professionals who follow CFP Board's Code and Standards commit to fulfilling three key duties as part of their fiduciary duty:

- Duty of Loyalty. This means putting their clients' interests first.

"Your interests should be placed above the interest of the CFP® professional and the CFP® professional's firm," according to CFP Board's website.

- Duty of Care. This means being careful, acting with prudence and diligence in making recommendations to clients.

For example, if you receive a sudden windfall of money that you want to delay investing, a CFP® professional who abides by a commitment to CFP Board will review the reasonable options and consider factors such as risks and interest rates in making the best recommendation.

- Duty to Follow Client Instructions. This means complying with all objectives, policies, restrictions, and other terms on which you have agreed, and "all reasonable and lawful directions of you, the client," according to CFP Board.

"Meeting these three duties enables CFP® professionals to honor their commitment to CFP Board to act as a fiduciary, in the client's best interest. Certainly, that is what every client deserves," Candura says.

To learn more about how CFP Board's Code and Standards for CFP® professionals help protect consumers, visit LetsMakeAPlan.org.

(NewsUSA) - (NewsUSA) - By Carrie Goux For NewsUSA, With the final bell of the 2021-2022 school year fast approaching, now is the time for families to reflect upon their child's year. Whether it be the formation of new friendships, celebrating academic breakthroughs, or navigating the emotions of another pandemic year, no two families' experiences are the same.

That's why GreatSchools.org, the nation's leading provider of school information for K-12 families, wants to make sure your experience is captured -- in your own words. In only a few minutes, parents can leave an anonymous review on their school's GreatSchools profile to share their thoughts on family engagement, teachers, learning, physical and emotional safety, and more!

We know that parents wear many hats, and finding even just a few extra moments in the day can be challenging. But sharing your school experience matters, and can really make a difference for others in your community. Here's why:

1. Helps fellow parents

When you write a review of your child's school, you're offering other parents something that numbers alone can't provide: your personal experience as a member of a community. When Ronnie Hines, a Black mother in Los Angeles, was searching for a middle school for her daughter in a community where few others looked like her, she wanted to find a school climate that would be welcoming. Reading reviews from parents of shared identities helped Ronnie visualize what peer-to-peer and parent-to-staff interactions might be like at different schools, and whether those environments would help her daughter succeed.

2. Elevates your voice

Your experience can be powerful -- if given the right opportunity to share it. Leaving a review provides a platform to share your thoughts with the K-12 schools, K-12, in a respectful way. Does the school's curriculum affirm your child's culture and identity? Are your child's special education needs being met? Are you a military family that has attended many different schools across the country? Your unique story could be the catalyst for improvements that will benefit other students for years to come.

3. Fosters trust between home and school

Principals and administrators use their GreatSchools.org profiles to share details about their school culture, programs, and policies. The reviews section is an important part of the overall story of the school, offering a safe, trusted way for parents to anonymously share feedback with the school. Whether it's highlighting an experience with caring, hard-working teachers or providing honest feedback that will help make the school better for all children, reviews foster a deeper home-school connection as leaders can incorporate key learnings into their school celebrations and improvement plans.

According to the National PTA and Learning Heroes, 67 percent of parents feel more connected to their child's day-to-day education than ever before. Now is the perfect time to leverage that connection and share your experience with others in your community. We've compiled some of our best tips to support you in writing a review that is honest, transparent, and thorough. Make your voice heard today!

Carrie Goux is the Executive Vice President, Strategy and External Affairs at GreatSchools.org.

(NewsUSA) - Although COVID-19 continues to grab the health headlines, women in particular should not lose sight of a chronic problem -- heart disease.

Heart disease is the number one killer of women, but many women, whether they are wives, mothers, CEOs, or all of the above, tend to put others' health and well-being ahead of their own, and may ignore symptoms. Symptoms of this disease are often different for women than men, so women may not know what to look for.

According to the Mayo Clinic, women are more likely than men to report heart attack symptoms that are not related to chest pain, including shortness of breath, nausea, sweating, pain in one or both arms, unusual tiredness, and indigestion. These symptoms are easily missed, as most people associate heart attacks with crushing chest pain.

Younger women may be surprised to learn that they are at risk as well.

Women younger than 65 years, need to know the risk factors, too, especially those with a family history of heart disease, according to Dr. Neschochi Okeke, MD, a practicing physician in New York City and an expert in women's health.

"Being aware of their unique heart disease symptoms is the first step towards prevention," says Dr. Okeke. Once women know the risks, they can continue to reduce them by making healthy lifestyle choices, such as maintaining a healthy weight, exercising regularly, limiting alcohol, managing stress, and taking medications as prescribed.

Women also may benefit from supplements designed to support heart health, especially the ingredient citrus bergamot, which has been shown in 17 clinical trials to support heart health. Not all bergamot is the same, so women should be sure they are getting the highest quality bergamot -- citrus bergamot -- in health products.

Grown only in a small valley in Italy, citrus bergamot is different from the bergamot that many people associate with licorice candy or Earl Grey tea. In fact, citrus bergamot can help promote and maintain healthy arteries and healthy cholesterol levels, both of which can reduce a woman's risk of heart disease.

"Complementary support is critical these days as part of any woman's journey to overall health and well-being, especially as people recognize the importance of a strong immune system, " says Dr. James Rouse, a naturopathic family doctor and consultant to BergametNA, a producer of natural supplements featuring citrus bergamot.

The HerHeart supplement product for women from BergametNA contains Citrus Bergamot Superfruit™, a unique high-quality citrus bergamot with a 47% BPF (bergamot polyphenol fraction) concentration (the highest available in North America and exclusive to BergametNA), along with other ingredients, damiana and MACA (also known as Peruvian Gold) that have been shown to help support overall health. HerHeart also supports women's health by promoting balanced hormones, which can help ease a range of menopausal symptoms including hot flashes, night sweats, irregular metabolism, and low energy.

Visit tryherheart.com for more information about the supplement, and visit Bergametna.com or call 1-855-556-2131 for more details about other Citrus Bergamot Superfruit™ products for better health. The BergametNA stock symbol is HYEX.

(NewsUSA) - As we celebrate Women's History Month, we take time to reflect on the important contributions women of different backgrounds have made to our country and on the importance of diversity and inclusion in our communities and economy.

We should also celebrate the women serving their communities as financial planners and emphasize that gender diversity and inclusion in the financial planning profession is very good for business.

Attracting and retaining an inclusive, gender-diverse financial planner workforce that better reflects the United States population's shifting demographics has been a central, profession-wide focus in recent years, particularly following the 2015 launch of the CFP Board Center for Financial Planning. The Center is driven to create a more diverse and sustainable financial planning profession, working to provide financial planning advice to all Americans who need it -- regardless of their background or personal financial situation.

Here are some reasons why women benefit from financial planning and why more women need to become financial planners:

• Financial planning helps women achieve their financial goals. Talking to a CERTIFIED FINANCIAL PLANNER™ professional is a smart investment for women at any stage of life. If you are just beginning your career, a financial planner can help with paying your bills, managing debt and saving for your future. As you get older and your financial life becomes more complicated, a financial planner can help you determine your financial priorities and juggle competing needs. Whether buying a house, navigating a career transition, saving for your kids' education, or enjoying a fulfilling retirement, a sound financial plan grows with you and can be adjusted as your needs and goals change.
• Financial planning gives women confidence. All women should have access to a competent, ethical financial planner who can provide guidance for making complicated financial decisions, so you can have less stress, more confidence and more time to focus on other things. No matter who you are, financial planning can provide financial security for you and your family.
• Financial planning should reflect women's increased buying power. Women are an increasingly important demographic for the financial services industry. They compose 51 percent of the U.S. population, and not only outnumber men in graduating from college, but also represent the majority of the workforce. Women now have increased buying power and make most consumer purchasing decisions for their families. Additionally, the economic challenges during the COVID-19 pandemic have highlighted the importance of competent, ethical financial planning.

Women today recognize the need for financial advice and the benefits of working with a CFP® professional. This need will go unmet unless the population of CFP® professionals more closely reflects the demographics of the public they serve.

We are making progress. By the end of 2020, the number of female CFP® professionals increased to an all-time high of 20,633 - 23.3 percent of all CFP® professionals -- reflecting growth of 3.1 percent since 2019. It's a significant milestone, but we will continue to work hard to achieve gender diversity and inclusion in the financial planning profession.

To find a CFP® professional near you, visit letsmakeaplan.org today to get started.

Jocelyn D. Wright, CFP® is special advisor for gender diversity for the CFP Board Center for Financial Planning.